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Help keep getting turned down for loan and not got much debt at all

ashaki
ashaki Posts: 1 Newbie
in Loans
Hello,

can someone tell me why I am getting rejected for every loan I apply for when I don't owe much money and never had any problems or ccj's.

Does anyone also know of a good company to try for a loan to help me.

Many thanks in advance
Mike

Comments

  • bengalknights
    bengalknights Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts
    Most likely you dont have much history have you checked your credit reports?
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ashaki wrote: »
    Hello,

    can someone tell me why I am getting rejected for every loan I apply for when I don't owe much money and never had any problems or ccj's.

    Does anyone also know of a good company to try for a loan to help me.

    Many thanks in advance
    Mike

    Are you on the electoral roll ?

    Whats your salary ?

    Any debts/loans ?

    How much were you asking for ?

    It might have been the figure you were asking for that got you declined.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    ashaki wrote: »
    Hello,

    can someone tell me why I am getting rejected for every loan I apply for when I don't owe much money and never had any problems or ccj's.

    Does anyone also know of a good company to try for a loan to help me.

    Many thanks in advance
    Mike

    I do love these posts where we have this magical guesstimate power to work out why he was rejected with no info whatsoever.
  • malkyh
    malkyh Posts: 1,085 Forumite
    It is because in 1984, the sun only came out for 346 hours that whole year.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    malkyh wrote: »
    It is because in 1984, the sun only came out for 346 hours that whole year.

    We were all kept in the dark about that :)
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BugsyBrowne wrote: »
    I do love these posts where we have this magical guesstimate power to work out why he was rejected with no info whatsoever.

    Maybe its a hint that we should gain the powers to work out why people get rejected for loans. Could make quite a few bob from it.
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I know how you feel - now I'm working 3 hours/week I've all the time in the world to enjoy driving a Ferrari, but nobody will lend me the money! It's so unfair.

    You obviously don't earn enough money or are trying to spend too much on something that's a luxury in the lenders' opinion. It's too risky for them.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    I want a gold toilet but it hasn't happened yet.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    KingElvis wrote: »
    I want a gold toilet but it hasn't happened yet.

    They are overrated mate. They look nice but are full of $h1t.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    KingElvis wrote: »
    I want a gold toilet but it hasn't happened yet.

    That'll be the death of you.
This discussion has been closed.
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