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Nationwide 25 Yr Fixed 5.59%

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I was a first time buyer a year and a half ago with the HSBC and my payments have gone up by 100 quid per month 3 times over that period. I was thinking of changing to the Nationwide 25 Yr Fixed 5.59% mortgage so I know they won't keep putting the interest rate up. Is this a wise move or a stupid one that only a drugged horse would make? I am paying more than 5.59% now with HSBC on a non fixed rate. :confused:
When the bloody hell is nelly coming back?

Comments

  • I dont think hsbc have been a best buy at that time so i have no idea why you went with them. Check to see if there are any charges and then switch.

    Dont forget your mortgage doesnt have to be over 25 years, why not 15 or 20 years?
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