the road is long....
in Debt free diaries
10 replies 873 views
finally after having my lbm and contacting cccs i am starting a dmp, this is all my own fault (with help from dh and kids) but i want to gain control again and this is the way forward.
yesterday i cut up all cc and felt great....reality today feels scarey as my car needs work (local lad doing it on cheap) but dont think i have enough to pay:( dd says she'll pay until dh gets pad on fri....bless her:A. i have started sealed savings tin for christmas but dont want to open that.
have planned all meals for week so organised! i am back at work tomorrow and all lunches are made.
good luck all have a fab week!
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car wasnt as much as we though £70 bad enough!!!
well i am back to work with everyone talking about the great times they have had abroad (i am sooooo jealous but my own fault)
i am still awaiting to hear back from cccs about when my dmp will start, but i am positive its the right step for us!
got a letter from credit card today "blah blah we are happy to increase your credit limit" mustve crossed in post!
well onwards and upwards!!
March 2014 NSD 0/15 take lunch to work march 0/21
sealed Pot Challenge #260
NMB books: 6/94+ NMB DVDs: 13/67
"Life is not measured by the number of breaths you take but the moments that take your breath away."
Good luck xx
its a daunting thought isnt it....but we'll get there i am awaiting cccs getting back to me now they have my stuff!
gd luck with yours xx
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
Looking forward to reading how you are doing as I'm on the dmp road too from October so will be learning from you! Good luck!
we are embarking on the journey at the same time....mine is strting oct 1st!
good luck with yours too:j
dh was out walking with his friends, i was home with teens, dd wanted to go out and asked me to go but i had to say no as i have no £..... it felt rotten to say no but i know all £ is tight due to starting the dmp!
think reality is hitting in .....and i know its all MY fault for liing outwith my means for such a long time!
its just week 1 for me and so far....car needed fixed (dd borrowed me £ i paid half back this week and will pay other half when i get paid), hoover is playing up and refused a nite away with friends because we cant afford it!
sorry for whinging, i will get used to this new way of living! just needed to let off steam
have a good week all
Sorry to hear you have had a rubbish day yesterday. You have had such an expensive time by the sounds of it which isnt a normal months spend so things will look up again soon I'm sure.
Just trying to figure out what to do today with the rain pouring and no money with 2 kids!! A walk along the beach I think with hoods up- what a lovely August bank holiday!