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Class 3 national insurance contributions

I'm returning to university next month full time.

I am planning to pay class 3 national insurance contributions while studying to make sure I am not missing out on 3 years of contributions (given the state of the economy, I am hedging my bets).

My main question is about the current tax year - given I will be working full time until mid September, how much would I have to pay in class 3 contributions for the rest of the year? I know next year I would pay a full year of class 3 contributions, but this year it will be a mix.

Comments

  • Savvy_Sue
    Savvy_Sue Posts: 47,844 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're usually sent a letter saying that you don't have a full year, and do you want to top it up: personally I'd wait for that and put the money into savings.

    Also bear in mind that you don't need as many years' of contributions for a pension as you used to. And if you're paying these in the hope of claiming contributions based benefits after you graduate, do check that they 'count' (as I'm not sure they do ...)
    Signature removed for peace of mind
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