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the day i woke up to problem!
shamu95
Posts: 355 Forumite
I have just read so many of your posts i thought i'd share my own little story. hope you don't mind.
I first got seriously in debt due to complications whilst pregnant with my son that landed me 3mths in hospital and a year off work. My partner had the 3 mths off to look after our little girl.
As i was pregnant most of my payment protection wouldn't pay up. so ended up robbing peter to pay paul. then 2years down the line i realsied i could not afford payments. quick fix-got secured loan. £360 a mth. Can not afford-same thing happens.
This year decided i couldn't go on like i was and have decided to tackle my debt!
Have a £36k secdured loan and £24k on credit cards. also owe dad £7000.
This is where i would like to say thank you. At the start of the year i was £781 short of meeting all minimum payments. I have this month broke even!
Now i shall attempt to reduce.
I work 45 hours a week in my main job,i do avon and mystery shopping and have just got a small job starting after easter doing 1 morning a week at playgroup.
Am in process of claiming back charges. got tons on Ebay and carboot planned for 2wks time.
Just want to say with help and support anything is possible. Thanks guys and i know you will continue to help me along the long long road to freedom!
I first got seriously in debt due to complications whilst pregnant with my son that landed me 3mths in hospital and a year off work. My partner had the 3 mths off to look after our little girl.
As i was pregnant most of my payment protection wouldn't pay up. so ended up robbing peter to pay paul. then 2years down the line i realsied i could not afford payments. quick fix-got secured loan. £360 a mth. Can not afford-same thing happens.
This year decided i couldn't go on like i was and have decided to tackle my debt!
Have a £36k secdured loan and £24k on credit cards. also owe dad £7000.
This is where i would like to say thank you. At the start of the year i was £781 short of meeting all minimum payments. I have this month broke even!
Now i shall attempt to reduce.
I work 45 hours a week in my main job,i do avon and mystery shopping and have just got a small job starting after easter doing 1 morning a week at playgroup.
Am in process of claiming back charges. got tons on Ebay and carboot planned for 2wks time.
Just want to say with help and support anything is possible. Thanks guys and i know you will continue to help me along the long long road to freedom!
june debt totals:
Citifinancial £11700
Morgan Stanley £860
Capital one Mastercard CLOSED
Capital one visa £1676.3
Halifax £6650
Barclaycard CLOSED
Abbey £1756.85
Dad £6625
Mbna £2282.20
Total £31550.35
£1000 in 2mths challenge £228.19
Citifinancial £11700
Morgan Stanley £860
Capital one Mastercard CLOSED
Capital one visa £1676.3
Halifax £6650
Barclaycard CLOSED
Abbey £1756.85
Dad £6625
Mbna £2282.20
Total £31550.35
£1000 in 2mths challenge £228.19
0
Comments
-
Thats great news shamu, i'm so glad things are getting better for you.
zippy x0 -
You should be so proud of yourself :T0
-
Isn't it nice to start regaining control? Well done.Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
CSA case closed on 02/09/10 :beer::beer:0
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