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Mortgage approval - check my credit card statement?
Roselondon_2
Posts: 126 Forumite
Hi we are applying with FD for mortgage. I have been banking with HSBC and have a credit card with them.
I have no problem of paying the balance each month, as it's set automatically paid in full.
At this point of time, I want to know if FD would pull out my credit card statement from HSBC to read through all the spending every month or not?
Can someone give me some clue if they possibly would do it or not?
I have no problem of paying the balance each month, as it's set automatically paid in full.
At this point of time, I want to know if FD would pull out my credit card statement from HSBC to read through all the spending every month or not?
Can someone give me some clue if they possibly would do it or not?
0
Comments
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Do you have anything to worry about if they do?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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I imagine they probably can, but i suspect they probably wont. They might have a look for any late payments but i dont think they will go through each individual statement.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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