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Mortgage & PPI

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We have had a mortgage with Nationwide for 13 years

Naturally we have life insurance to cover in any event.......

My question is would they have sold us PPI?

Comments

  • GMS
    GMS Posts: 5,388 Forumite
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    The only people with the answer to that is Nationwide.

    You cannot expect an answer here. Call them and ask or go through your paperwork.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kingstreet
    kingstreet Posts: 39,265 Forumite
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    It's more likely they sold you mortgage payment protection or accident, sickness and unemployment cover with premiums payable each month.

    This cover is unlikely to be mis-sold unless you had other resources to pay your mortgage in the event of illness or unemployment or were self-employed where the unemployment cover may be worthless.

    As GMS suggested, only you can find out if you have such cover and if so, what type it is...
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • dunstonh
    dunstonh Posts: 119,743 Forumite
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    My question is would they have sold us PPI?

    you tell us. You have your bank statements and would know if it is being paid each month. You would have been the ones that completed the application if you did want it.

    They certainly have the product available but we dont have access to your bank statements to see if it is going through each month.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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