We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
any support or advive is greatly appreciated please x
maccymum
Posts: 66 Forumite
Hi
firstly i am so so sorry if this appears as i am a whinging! i am just looking for a wee bit help or support.
i am married with 2 dependants and an 18year old. we both work but stupidly have gotten in 2 alot of debt again (you would think we would learn from our mistakes but NO!!!:mad:) we currently have a consolidation loan taken out 2 years ago and runs for another 3 we pay 222 a month....but even more stupidly are now 17500 in debt! we r just managing to survive but there r no extras and it is now at the stage of affecting my health and relationships! i have never really suffered from depression but feel i could be heading there! we have no equity in our wee house so a remortgage is out the question> we r considering a secured loan but unsure if thats the right thing? i have done the switch suppliers and martins budget thingy :money:but it hasnt helped. there are 3 adults, 2 teenagers and a dog in my hme and i spend about 80-100 in shopping a week....is that 2 much?
i have tried 2 get another job but there is nothing
can any1 help?
thankyou so much 4 reading and sorry for moaning,
M
firstly i am so so sorry if this appears as i am a whinging! i am just looking for a wee bit help or support.
i am married with 2 dependants and an 18year old. we both work but stupidly have gotten in 2 alot of debt again (you would think we would learn from our mistakes but NO!!!:mad:) we currently have a consolidation loan taken out 2 years ago and runs for another 3 we pay 222 a month....but even more stupidly are now 17500 in debt! we r just managing to survive but there r no extras and it is now at the stage of affecting my health and relationships! i have never really suffered from depression but feel i could be heading there! we have no equity in our wee house so a remortgage is out the question> we r considering a secured loan but unsure if thats the right thing? i have done the switch suppliers and martins budget thingy :money:but it hasnt helped. there are 3 adults, 2 teenagers and a dog in my hme and i spend about 80-100 in shopping a week....is that 2 much?
i have tried 2 get another job but there is nothing
can any1 help?
thankyou so much 4 reading and sorry for moaning,
M
0
Comments
-
Can you post a SOA?
There are some great ideas on the old style board re savings on food and groceries.
How much money is the 18 year old giving you ?
Have you got anything you could sell / ebay ?0 -
Hi maccymum, welcome to MSE if you use the link below to do your statement of affairs and post it here on your thread, posters will will able to offer advice. Good luck x
http://www.makesenseofcards.com/soacalc.html0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.8K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards