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pension annuity help -cont
jumbles_2
Posts: 88 Forumite
Hello update advisor said approx £6800 pa for OH on pot of £118k( no cash taken) thinks this is the best we will get and is a fixed amount I will get 100% if OH dies, looked at annuity rates from sites you have mentioned and I think I can do better with their basic rates.
Mentioned that cause of change of circumstances may put off claiming pension for 3 yrs, advisor said no benefit claim now????
Also have one policy where Ins co have written that there is £14 K but on the sheet with the other policies the total for that one is £11k a diff of £3k and I was told they go up and down ( in 3 mths) also OH is on a fee - mine commission- any comments- as you guys seem to have the answers- thanks
also £800 fee for OH ???, know that you are all trying to help and appreciate it but we are pension virgins and get VERY confused
with sipps etc.just want basic advice please
Mentioned that cause of change of circumstances may put off claiming pension for 3 yrs, advisor said no benefit claim now????
Also have one policy where Ins co have written that there is £14 K but on the sheet with the other policies the total for that one is £11k a diff of £3k and I was told they go up and down ( in 3 mths) also OH is on a fee - mine commission- any comments- as you guys seem to have the answers- thanks
also £800 fee for OH ???, know that you are all trying to help and appreciate it but we are pension virgins and get VERY confused
with sipps etc.just want basic advice please 0
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