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is this a loan and online credit search? advice needed

lilly153
lilly153 Posts: 158 Forumite
sorry dont know if im posting this in the right place so im sorry in advance if its the wrong place, im looking into getting cosmetic dentistry, dentist has said that finance is subject to an online credit check, does this mean basicaly im applying for a loan with the dentist and whats an online credit check what will that reveal?

my credit past is really bad and i have alot of outstanding debt i am paying alot of the debt off just now have cleared about £5000 in the last year and still going, however alot of it will be statue barred in a year or two so i havent/cant apply for my credit reports or alot of the debts will catch up with me, now im not for a second saying this is the right thing im a single student parent so im trying my best to clear off what i can and this dentistry work is really really needed

im just looking to find out what my chances are of getting the finance in place to save me the embarresment of going to the dentist applying for the finance then being refused :(

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