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Mortgage Rejected...

mforcer · 2012-08-10 16:35:41

So I applied for a mortgage everything was going ok, got a call off the under writer today and after further checks on my credit report they wont be able to offer me a mortgage due to an outstanding debt from a previous address. If I know what the debt is then it was from over 5 years a go and I've had credit since then no…

Comments

pdej4 Posts: 57 Forumite

11 August 2012 at 1:40PM

Also re increasing your cc limit. It depends and a broker hold be able to help you with info on this. I'm not sure it would help you. (I temped for several months many years ago as an underwriter).

It can be negative to have too high a limit as they can also say you have the potential to spend too much. It just depends on the lender and as someone has already said HSBC are very picky.

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