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Should I wait till my fixed 3 year mortgage ends
dresta200
Posts: 8 Forumite
I am coming to the end of my 3 year fixed rate mortgage. Should i go to my bank now and try and get a better deal or should i wait till the 3 year deal has completely ended. It finishes in november 1st 2012. Would waiting till it finishes give me better bargaining with the bank at getting a better rate or does it make no difference. I have £60000 left on my mortgage. Flat £200000 My current rate is 4.79
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Comments
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It's a bit early but some AIPs last 6 months so if there is a rate you want to bag you may be able to do it already.
You've got great LTV, you should go and see a broker to get the best deal possible. If you want to fix there are some 2.99% deals out there.Thinking critically since 1996....0 -
Thanks I think i will wait. My feeling is that there should still be good deals around for some time.0
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Yep, make sure you go further than your bank. They certainly won't be loyal to you!Thinking critically since 1996....0
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start a bit of research now so you have an idea of what's around and an idea what you want.
Start with the followon rate on the current deal.0 -
I accepted a deal from Nationwide 3.29 4 year fix 315 a month, do you think this is a decent offer. I was currently on 4.79getmore4less wrote: »start a bit of research now so you have an idea of what's around and an idea what you want.
Start with the follow on rate on the current deal.0 -
I accepted a deal from Nationwide 3.29 4 year fix no fees 315 a month, do you think this is a decent offer. I was currently on 4.79 or do you think rates will go lower0
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I accepted a deal from Nationwide 3.29 4 year fix no fees 315 a month, do you think this is a decent offer. I was currently on 4.79 or do you think rates will go lower
Looks a good deal to me.
But what do think? I do not beleive they will offer lower rates.
Whatever you decide it is the correct decision at the time!!!
Hindsight does not come into it:rotfl::rotfl::rotfl:
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what was the followon rate on the cuurent deal?0
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follow on rate is 3.99 why do you thiunk rates wont go lower0
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