Thursday 9th August - What Small DFW Things Will You Do Today??!!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning :wave: yay to it being Thursday :j today is a very exciting day for me as we are going to view a house after work and will be packing/preparing for the festival tomorrow - the weather looks glorious for the whole weekend :T

Things for today:

• [STRIKE]checked banking [/STRIKE]- Isa from last year has disappeared from old acc but not showing up in new one yet
• [STRIKE]checked TCB[/STRIKE] - cashback still showing up as payable tomorrow
• [STRIKE]all meals from stores - more soda bread & cream cheese for lunch[/STRIKE]
• [STRIKE]post off "try me free" refund forms[/STRIKE]
• [STRIKE]post off glasses for refund[/STRIKE]
• [STRIKE]clean car in lunch break[/STRIKE]
• Mrs Flylady the bathroom & lounge
• [STRIKE]check to see if savings transfer went through and transfer the rest[/STRIKE]
• pack for festival
• oh to get tent and camping stuff from parentals
• [STRIKE]quick shower[/STRIKE]
• [STRIKE]tie my hair up instead of drying[/STRIKE]
• check onepoll & SB
• drop off old glasses at Boots to donate to "Vision Aid overseas" both minimalist & feels good to help out others less fortunate :A
• make plum & apple crumble to use up plums :money:

ok think that's it for me for today. Have a great penultimate day to the week

stitching_witch

Morning DNMS and all who follow. Thanks for starting us off and good luck with the house.

So far today:

• breakfast from stores
• fed and watered the chickens
• checked banking
• checked for surveys
• made lunch to take to work

I will also:

• get a lift to and from work with a colleague
• charge phone at work as we are allowed to do this
• free coffee/water all day
• knit at lunchtime to avoid going out
• offer some eggs on FB as we're over-run with them again
• research "tight-lacing" tonight ready for a presentation I'm doing on Wednesday
• dinner from stores - freezer dive today!
• have an NSD

It's a Stitching Witch day tomorrow so Thursday evening is the start of my weekend and I think it's visit to the fabric shop tomorrow :j:j

Tiggy10

Morning all!
Todays list:
- check banking
- work 9 hours
- lunch is last nights leftovers
- dinner at home
- have a NSD!
- charge phone at work

Not a long one today, busy at work should stop the spends. Very excited to see i have been nominated for employee of the month which means i get entered into the areas draw to win 1000 pounds. Fingers crossed i get it!:D

determined_new_ms

everything crossed for you Tiggy! x

MinnieMousesMummy

Good Morning, It is a rather dull day her today but still dry.
DNMS – Thanks for starting us off this morning.



My list for today:

• [STRIKE]Check bank and move money around[/STRIKE]
• [STRIKE]Quick shower[/STRIKE]
• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Collect up the washing and do any full loads[/STRIKE] – I think it will need to be put on the airer today
• [STRIKE]Ironing [/STRIKE]– Trying to stay on top of it rather than letting it build up
• Clean the bathroom
• [STRIKE]Surveys[/STRIKE]
• [STRIKE]Find email address for animal centre[/STRIKE]
• [STRIKE]Make shopping list and do an online shop[/STRIKE]
• [STRIKE]SP and SB[/STRIKE]
• [STRIKE]Work on web reviews[/STRIKE]
• Read and sort paperwork for the wm
• Handwash some clothes if it brightens up
• [STRIKE]Go and have a look at some cars –[/STRIKE] I am getting rid of my big car and getting something that is more economical
• [STRIKE]Have LSD[/STRIKE] – will probably need to put petrol in the car later
• [STRIKE]Update tester paperwork[/STRIKE]
• [STRIKE]Do some course work[/STRIKE] – Really need to get cracking with this as I have 2 assessments on Tuesday
• [STRIKE]Sort out presents for ds[/STRIKE]

I think that is everything for today. Hope everyone has a good Thursday x

ziggy2407

Good Morning All

DNMS - Thanks for starting us off and good luck on the house viewng
Tiggy - Everything crossed for you
Hi to all that follow :wave:

Gorgeous sunshine here today and not a lot left to do so it's just a little list from me today

Check Banks - Done
Check swapits - Done
Ironing - Done
Packing for hols - most of it ready
Keep up to date on emails - Done
Surveys -
Quick tidy round - Done
Update food tracker (36.5lb off) - in progress, oops had a little blip
Meals from stores - Done
Sort Freezer & cupboards - in progress
Read (Dear John by Nicholas Sparks) - in progress
Comps - Done a few
Hope you all have a great day, love you all :T

C xx

determined_new_ms

ha ha Ziggy! Its me house viewing and Tiggy as employee of the month - clearly this is something that I won't be getting as I am always on here during working hours! :rotfl:

Tiggy10

Just found out it wasnt me! my last chance as i leave next week. And DNMS i should be working too.

determined_new_ms

I nominate you for subversive employee of the month then Tiggy - and ta rah! You win!!!!:dance:

Tiggy10

Lol thanks! im guressing that doesnt come with a cash prize?

Pernicious

Grr! Just lost a really long post It's not my day today clearly...at least I can copy & paste most of my to do list...

Today I have/will:-

• Food from stores
• Make use of free water at work
• Log calories using free app
• Charge phone at work
• Pop to Mr T's on my lunchbreak to pick up a few fresh bits, saves going after work & using more petrol, & being tempted to buy more as I can use a trolley!
• Check online banking
• Trying to declutter a bit & do some flylady
• Must try & do a survey or 2
• Free exercise at home on my pole this evening
• Made a spreadsheet showing our outstanding debt so it's easier to keep track of, as well as estimated payments we can make each month, should be debt free by November next year if all goes well!!
• Make another spreadsheet planning what we want & what we need to do to the house, & work out a budget for it all
• Update siggy with whopping overpayment of £767.81 to cc B which is our priority
• Catch up on yesterday's thread
• Buy car insurance, & ensure current supplier knows I do not want to renew as they are being cheeky & quoting almost double the price of the cheapest quote I found!

Have a great, MSE day everyone x