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Birmingham Midshires do they still lend?
csh_2
Posts: 3,294 Forumite
Hi, had a mortgage since 2007 with BM. the paperwork states it can be ported subject to meeting lending criteria etc
I phoned them to ask and they told me they do not deal direct with the public and could not answer my questions and suggested I speak to an IFA.
I phoned the MA who originally got us the mortgage and he said they don't lend anymore so there was no point applying.
Is this true?
TIA
I phoned them to ask and they told me they do not deal direct with the public and could not answer my questions and suggested I speak to an IFA.
I phoned the MA who originally got us the mortgage and he said they don't lend anymore so there was no point applying.
Is this true?
TIA
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They are lending, but restricted to certain types of clients.
If yours is one of the residential mortgages, then they are unlikely to lend I am afraid...
Good luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Ok, thanks.
I thought that as whenever I phone them they are quite unhelpful and never answer a straight question! I had a feeling they didn't want me as a customer.
Always worth an ask as I'm on boe base plus 2.09% since 2009 and had wondered if they'd offer me something good lol0 -
Afraid not, will they let you have consent to let out?
Assuming that they will not rate your product and you can get the deposit for a new place elsewhere aside from equity?
If not, looks like goodbye to the rate or new home..
Sorry - good luckI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I'm not cut out for being a landlord I'm afraid! Too much stress...
The house is on the Market so if it sells I'll just have to take what I can get elsewhere.
Thanks0
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