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Will lender waive ERC for misinforming me of lending criteria to port?

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Trying_to_be_good Posts: 1,989 Forumite

7 August 2012 at 9:35PM

To be fair, on my understanding the OP wants to port the mortgage, hence avoid an ERC, rather than wanting to re-mortgage to a different deal and avoid the ERC. The latter would be naive, but the wish to port the remaining six months. Could be easier to negotiate in these circumstances, with provable income? Only my thoughts!

Mortgage Free thanks to ill-health retirement
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Thrugelmir Posts: 89,546 Forumite

7 August 2012 at 9:45PM

Dadov2 wrote: »

but I don't think it is reasonable to charge the whole ERC on a 2 year tracker with less than 6 months to go,

That's the contract terms you signed up to. You only have yourself to blame if you intended moving within the 2 year term.

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