My new Debt Free Diary

throwoff

I started one of these in Mid 2011 and it never worked!

Too silly with what I thought I could live on, now I am going for it hard!

The Wife and I have worked out our numbers to the penny and have scrimped and saved and sold our way to a lump sum that is ready to go!

Creditors -

Capital one -£191.20
Wonga - £483.20
Quick Quid - £806.87
Kay and Co -£382.13
Very - £217.66
Jacamo - £200.21
AA (home insurance arrears from cancelation) - £79.16
Admiral (car insurance arrears from cancelation) - £126.59
Barclay Card - £3000
Egg - £3000
Nationwide Card - £1350
Overdraft - £2000
Wifes Overdraft - £1200
Lending Stream £500

Tonight we pay off EVERYTHING except for the cards and overdrafts in full.

Then we have 400 a month to pay for our summer holiday next year (100 a month) and overpay debts.

We will pay off the nationwide card by January and move onto the other two, planning on having nothing but the overdrafts by December 2013

HERE WE GO!

throwoff

So.

As of this morning this is how it stands.

Capital one -£191.20
[STRIKE]Wonga - £483.20[/STRIKE]
[STRIKE]Quick Quid - £806.87[/STRIKE]
[STRIKE]Kay and Co -£382.13[/STRIKE]
[STRIKE]Very - £217.66[/STRIKE]
[STRIKE]Jacamo - £200.21[/STRIKE]
AA (home insurance arrears from cancelation) - £79.16
[STRIKE]Admiral (car insurance arrears from cancelation) - £126.59[/STRIKE]
Barclay Card - £3000
Egg - £3000
Nationwide Card - £1350
Overdraft - £2000
Wifes Overdraft - £1200
Lending Stream £500

AA and capital one still to be done later today, they are a nightmare to get on the phone!

honeybear68

well done with your success, may all your dreams come true for the future

throwoff

Feeling good now.

[STRIKE]Capital one -£191.20[/STRIKE]
[STRIKE]Wonga - £483.20[/STRIKE]
[STRIKE]Quick Quid - £806.87[/STRIKE]
[STRIKE]Kay and Co -£382.13[/STRIKE]
[STRIKE]Very - £217.66[/STRIKE]
[STRIKE]Jacamo - £200.21[/STRIKE]
[STRIKE]AA (home insurance arrears from cancelation) - £79.16[/STRIKE]
[STRIKE]Admiral (car insurance arrears from cancelation) - £126.59[/STRIKE]
Barclay Card - £3000
Egg - £3000
Nationwide Card - £1350
Overdraft - £2000
Wifes Overdraft - £1200
Lending Stream [STRIKE]£500[/STRIKE] £400 (ebay funds cleared and a hundred went here! This will be gone by next month!

Crystalclear_2

Well done you are going great guns:j

throwoff

Making a dent thats for sure.

Now have 350 a month hitting the nationwide card. So that will be gone by Christmas.