We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Surprisingly easy mortgage application
Comments
-
Thanks for the updates all, useful info0
-
Hi all,
just thought I would add my experience here as its also with Halifax.
I had had a declined application from RBS for a mortgage and went to speak to an advisor. We had already got an AIP with Halifax before RBS application. Mortgage application went through and handed the MA copies of my last 3 SA302s, Partners latest payslip with P60 and proof of ID for us both to send to Halifax.
Was instructed to pay for valuation but was obviously concerned that after paying £495 (home buyers survey) that the application could still be rejected.
Spoke to a Halifax advisor today who seems to think its 99% certain to go through.0 -
Just as a follow up the formal mortgage offer came through today following a call with the advisor in branch
Still a little, albeit pleasantly, surprised at the lack of information required
Thanks all0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards