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redemption figures and balances

lamaar75
lamaar75 Posts: 87 Forumite
i have some money at my disposla ang want to pay off my car hp and a loan.

my loan is with hfc, was taken out on the 1/2/06 with a £131 p/m payment of 60 months
my car hp was started on 10/5/05 with a payment of £99 p/m over 60 months

i asked for redemption from both.

I first checked credit expert and the hfc loan said my balance was £5400. when i phoned they said my balance was £6199 and my redemption was £5384

My skoda balance on credit expert was £4283. when i phoned them they said my balance was £ 3982 and my redmption was £3624.

Why would my credit expert balance be different to the actual company one? The are updated each month?

Any adive would be appreciated.:confused:
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