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Monday 30th July - What Small DFW Things Have You Done Today??!!

kjp
kjp Posts: 428 Forumite
100 Posts
edited 30 July 2012 at 7:15AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:


Morning!

Hope you all had lovely weekends, the sun is even shining again here today!

Today I will:
Check banks
Check CCs
Check TCB
Check Ebay
Food from stores
LSD - need to buy fruit for work but that's it
Car share to work
2lt water
SB clicks
Do at least half of the first part of my OU assignment
Start ball rolling on CC claim
Catch up with the thread from the weekend!

Think that's my lot for the day, have a great day all!
Kxx
House Fund: £2,800/£20,000 - 14%
«13

Comments

  • Morning all, and thanks kjp for starting us off.
    After another spend-tastic weekend combining entertaining my children while OH was on holiday and buying final bits of wedding stuff I really need to rein in the spending. I get paid tomorrow and that's the last one before the wedding so it's important it's not wasted.
    Here's my little list
    :p visit friend as planned
    :p there is just over £20 in my purse - leave my card behind and if that goes then that's it.
    :p washing done and staying in machine as it's due to rain all day
    :p go to the gym - it's paid for so I should be using it
    :p update wedding budget
    Ninja Saving Turtle
  • determined_new_ms
    determined_new_ms Posts: 7,884 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 30 July 2012 at 9:36AM
    Morning kjp! Thanks for starting us off

    My list for today:

    * [STRIKE]check banking[/STRIKE] received £3.98 interest on my stoozing savings acc :T
    * [STRIKE]transfer money from paypal[/STRIKE]
    * meeting friend for lunch for a picnic - ha ha having so many of these at the moment! - he is bringing food :T
    * swagbucks & onepoll
    * breakfast & dinner from stores
    * post ebay sale
    * quick shower
    * plumber coming to repair toilet - after flushing it just continues to fill with water
    * go to the gym this evening
    * start essay!
    * [STRIKE]take back chicken bought from Lidl last week that was in date but off! hink I'm
    going to write a letter of complaint as I had to go buy another for more money
    from the SM as had ppl coming for dinner [/STRIKE] done got refund and replacement :T won't bother with the letter now! :p

    Ok that's me for the day. Hope its happy for you all x
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • stitching_witch
    stitching_witch Posts: 1,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Good morning folk, and thanks to kjp for starting us off today. It looks like a lovely start to the day, the sun is shining so hopefully it will be nice all day.

    My list so far:
    • breakfast from stores
    • made lunch to take to work
    • checked banking :eek::eek:
    • checked for surveys
    • taaken cake out of freezer for a gathering tomorrow night
    • fed and watered the chickens
    I will also:
    • get a lift to and from work
    • do payroll today so we all get paid
    • keep an eye on surveys
    • knit at lunch time to avoid going out
    • drink free coffee/water at work
    • ice cakes this evening
    • dinner from stores
    • have an NSD

    I'm sure there's more so I might pop back later to update everyone.
    stitchy x
    Making magic with fabric
    Light travels faster than sound. This is why some people appear bright until you hear them speak.
  • morning all thats for starting us kjp

    well the sun is here so i will get the washing out

    iam back on nights so i must try and nap

    iam going to try for a nsd

    and all meals from stores

    and a little iron and re check the banking

    have a great day xxxxlppxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • mattwhite1
    mattwhite1 Posts: 48 Forumite
    Debt-free and Proud!
    Paid off my last outstanding debt :)
    1st December 2010 - £29,200 Owed on Loans & Credit Cards :eek:
    1st December 2011 - £8600 Owed on Loan :beer:
    30th July 2012 - Loan Paid Off - Debt Free Day! #DFD
  • mattwhite1 wrote: »
    Paid off my last outstanding debt :)

    How super cool! Congratulations! :beer:
    DF as at 30/12/16
    Wombling 2026: £25.70
    Grocery spend challenge Feb £285.11/£250
    GC annual £389.25/£2700
    Eating out budget: £ 48.87/£300
    Extra cash earned 2026: £185
  • lika_86
    lika_86 Posts: 1,786 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations Matt, that's amazing!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning everyone.

    congratulates matt. Well done

    My list today

    [STRIKE]Check banking[/STRIKE]
    Daily clicks
    [STRIKE]Pay car boot money to c/c[/STRIKE]
    [STRIKE]Bags to clothes recycling place[/STRIKE]
    NSD
    Tidy kitchen
    Hoover stairs
    [STRIKE]Catch up on here[/STRIKE] ;)
    Work this evening
    Spend time with DH -very rare at the moment :(
    Start sorting big pile of paperwork

    That'll do I think

    Happy Monday everyone
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • MinnieMousesMummy
    MinnieMousesMummy Posts: 1,802 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 30 July 2012 at 8:39PM
    Good morning everyone. It is a rather damp day here today so a good day to get things done indoors
    kjp – Thanks for starting us off this morning.

    My list for today:
    • [STRIKE]Do some of the ironing pile[/STRIKE]
    • [STRIKE]All meals from stores[/STRIKE]
    • [STRIKE]Find a recipe online for apple crumble and use up the apples before they are past being edible[/STRIKE]
    • [STRIKE]Catch up with emails[/STRIKE]
    • [STRIKE]Washing and hang on the airer[/STRIKE]
    • [STRIKE]Pay some money off loans[/STRIKE]
    • Clean the bathroom
    • Clean the kitchen
    • [STRIKE]Work on craft projects[/STRIKE]
    • Sort through and schedule course work Work in Progress
    • Check survey sites – Toluna,[STRIKE] One Poll[/STRIKE], V.O
    • Superpoints and Swagbucks
    • [STRIKE]Finish sorting the meal plan for this week[/STRIKE]
    • Look into available jobs
    • Look into trains for Friday
    • [STRIKE]Check Mr A price guarantee[/STRIKE]£1.50 claimed, not as much as usual but every little helps.
    • [STRIKE]Work on web reviews[/STRIKE]
    I think that is everything for today. Have a good Monday x
  • pixiechick99
    pixiechick99 Posts: 3,743 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning you lot:T
    Quiet morning for me here...the teens are still asleep of course:D
    I need to go buy some food if we want to eat today, armed with my list of course.
    Today's list:
    :) check banking - child benefit gone in, had forgotten it was due:)
    :) food shopping, with list and use £5 voucher
    :) meal from plan tonight - sausage casserole (yummy butchers ones bought by ex-mil:D)
    :) parcel up 2 eBay sales
    :) grab new Argos catalogue on my way past
    :) sort paperwork for student loan deferment
    :) parcel up shoes to return to amazon
    :) do some ironing before the mountain takes over:rotfl:

    Right, that's my lot. Have a great monday:A
    I really need to sort out a new signature!
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