In your quest to be debt free, how many hours a week are you working?

YoungBusinessman

Being self employed more or less, sole trader with own jobs in evenings and weekends and a contact site work as a 7.30 till 5, i find 75+ hours a week are not uncommon. Especially recently as i step up savings to improve cash flow and emergency savings to ensure even once debt free i will never need borrow again, mortgage aside. How much do you find yourself working? Would it be less if you were debt free/more so you had a bigger disposable income?

InsertWittyName

40 hours day job.
About 40 hours self employed job too.

Self employed varies a bit but is always a minimum of 40 hours.

I'll probably limit the self employed work a bit when I'm fully debt free.

YoungBusinessman

What line of work is self employed job? Iv had a week off to recharge the batteries, it was simply getting alot to cope with. Back to it tomorrow and will be flat out again until a long weekend break in September.

amyloofoo

40+ hours a week on the ward, then I come home and am completing the make £10 a day or more challenge, so am constantly writing articles, listing things on Ebay and trying to reduce expenses in order to get debt-free sooner and get some healthy savings behind me. If I was debt free I think I wouldn't be pushing myself quite as hard with Ebaying and things, but would still be working more than my 40 hours as I would like some savings before starting a family.

InsertWittyName

YoungBusinessman wrote: »

What line of work is self employed job? Iv had a week off to recharge the batteries, it was simply getting alot to cope with. Back to it tomorrow and will be flat out again until a long weekend break in September.

Software developer, which is great for working for home and spending some time with the family.

Got a week off from both next month myself - really looking forward to it.

YoungBusinessman

Well after about 6 weeks constant of 80 hours minimum, having this weekend "off". Which I will spend doing some paperwork, exercising, eating healthy foods, having a few beers either friday or Saturday and possibly book myself in for a massage.

Almost feel constantly bored/guilty when not at work. On a quest to save £10k by Xmas and another £10k ASAP after that. Possibly going to let debts run down from 28k to maybe 18k then pay off in one clean swoop, paying off early has no advantage. Longest loan has just over 4 years to go I think so not that far off anyway!