Credit Expert and address?

aesir22

Hi there

I have logged on to experian and got my credit report. I have a credit of 939 out of 1000. The only thing working against me was that I wasn't on the electoral role for my current address. This has stopped me getting the loan I need to pay for vet bills that have hit me pretty hard.

I updated my address on experian to my current address, and added in my previous addresses for the last 6 years. Will doing this improve my credit score? I am definitely on the electoral role for this address (just had form through confirming it) but is there anything else I need to do? I'm kind of in a hurry lol, vets aren't the most patient people

Danny

DCFC79

Your score is meaningless you know.

BugsyBrowne

Here we go again...

DCFC79

BugsyBrowne wrote: »

Here we go again...

Lol, What do you mean ?

BugsyBrowne

DCFC79 wrote: »

Lol, What do you mean ?

The OP with the great experian credit score..

You posted to quick lol

DCFC79

BugsyBrowne wrote: »

The OP with the great experian credit score..

You posted to quick lol

Oh lol, ah the learner has learnt from its teacher

thanks.

DCFC79

As to whether the address being correct will mke much difference i dont know but have you tried applying now ?

ILW

or that question that Experian do not consider - Do you have any income?

aesir22

Yes, £1250 after tax per month.

pvt

This might give you some insight into the value of the credit score Experian provide:-

https://forums.moneysavingexpert.com/discussion/comment/54775475#Comment_54775475

There's a post there from the Experian Company Rep explaining that lenders make their decisions based on a pile of data that Experian don't actually have.

So you go figure what value Experian's credit score is....