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Credit Expert and address?
Hi there
I have logged on to experian and got my credit report. I have a credit of 939 out of 1000. The only thing working against me was that I wasn't on the electoral role for my current address. This has stopped me getting the loan I need to pay for vet bills that have hit me pretty hard.
I updated my address on experian to my current address, and added in my previous addresses for the last 6 years. Will doing this improve my credit score? I am definitely on the electoral role for this address (just had form through confirming it) but is there anything else I need to do? I'm kind of in a hurry lol, vets aren't the most patient people
Danny
I have logged on to experian and got my credit report. I have a credit of 939 out of 1000. The only thing working against me was that I wasn't on the electoral role for my current address. This has stopped me getting the loan I need to pay for vet bills that have hit me pretty hard.
I updated my address on experian to my current address, and added in my previous addresses for the last 6 years. Will doing this improve my credit score? I am definitely on the electoral role for this address (just had form through confirming it) but is there anything else I need to do? I'm kind of in a hurry lol, vets aren't the most patient people
Danny
0
Comments
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Your score is meaningless you know.0
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Here we go again...0
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BugsyBrowne wrote: »Here we go again...
Lol, What do you mean ?0 -
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BugsyBrowne wrote: »The OP with the great experian credit score..
You posted to quick lol
Oh lol, ah the learner has learnt from its teacher
thanks.0 -
As to whether the address being correct will mke much difference i dont know but have you tried applying now ?0
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or that question that Experian do not consider - Do you have any income?0
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Yes, £1250 after tax per month.0
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This might give you some insight into the value of the credit score Experian provide:-
https://forums.moneysavingexpert.com/discussion/comment/54775475#Comment_54775475
There's a post there from the Experian Company Rep explaining that lenders make their decisions based on a pile of data that Experian don't actually have.
So you go figure what value Experian's credit score is....Optimists see a glass half full
Pessimists see a glass half empty
Engineers just see a glass twice the size it needed to be0
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