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The Awesome August NSD Challenge
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Not a NSD as got some bits n bobs today including parmolive shower gel for only 50p at Morrisons.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No more NSD for me so far, carp few days all in all, off to go crawl under a rock and not come out for a very long time
:(:(
Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Sorry things are tough kerri.
Keep plodding hun xxxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Not been on here for a couple of days but just wanted to drop in with 8 and 9 - one more to go!0
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I managed no 8 today, though quite how *scratches head* ...not complaining 'bowt tit
Been a l-o-n-g day, so must say TTFN & Sweet Slumbers to You All x
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Good Morning
Not been on for a couple of days - sorrybut the front page is all updated now. Have been busy doing nothing really, just pottering in the house and garden so I've another 2 nsds to add to my total taking me up to NSD #13 :T
Have a great dayDo a little wiggle
Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
BritAbroad wrote: »I'm wondering though, if anyone else saves up their spends in order to do them all on one day. Is that cheating? For example, I need to order a couple of things online for a DIY project we're doing. I could have ordered them today. But I know I've got to buy milk tomorrow so I'm waiting to order them on the same day. Does anyone else do this?marmiterulesok wrote: »What I've started doing recently,because I have a weekly grocery budget plus monthly budgets for just about everything else,is to count days as nsds even when I buy something,as long as it's within my various budgets.Hope that makes sense.
For example,yesterday I had a haircut,but I have a budget for this plus the tip.I also bought cat litter,but I also have a budget for this.So it was an nsd.
Every week,whatever is left over from the budget from the week before goes in a tin.It can add up over the weeks.If I use this money,I don't count it as a spend.
You could set up a milk pot/jar,where you put the money for buying milk aside for the coming week.It means you can still claim an nsd and get your milk.
I do something similar to marmite except I have one budget for the week. Everything I spend comes out of that money first and I don't count it a spendy day. If that budget is gone then anything else is a spend.
I usually (when I'm not on holiday :mad:) have money left over and this goes back into the bank to go towards clearing my debt (or sometimes just making my bank account look a little healthier)
Hope that makes sense.Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
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((hugs)) kerri.Hope today is a better day for you.0
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Morning all! Not been on here for a few days, trying to avoid all distractions and finish an assignment, still haven't finished :mad:
Anyway please can you put me down for NSD # 6 & 7!! Will be having no 8 today as long as I don't have to go out!!
Happy Friday everyone!! :jAugust 13 NSD 4 /15.... /4 in a row!!!! Credit cards as of [STRIKE]13/4/12[/STRIKE] 31/07/12
Virgin [STRIKE]73.08[/STRIKE] 0.00:T Nationwide[STRIKE] 1336.57[/STRIKE] [STRIKE]1446.20[/STRIKE]1405.23 Tesco [STRIKE] 2392.11[/STRIKE] [STRIKE]2376.91[/STRIKE] 2761.93 Halifax [STRIKE] 2746.05[/STRIKE] [STRIKE]2774.12[/STRIKE] 2186.06 B/C [STRIKE] 2559.72[/STRIKE] [STRIKE]2569.62[/STRIKE] 2341.02 Santander [STRIKE] 3221.43[/STRIKE] 3119.57
:mad:
Overdraft:8000
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