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First time personal loan question...
Comments
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It could well do yes as lenders may think you already have access to a large amount of credit.
Alternatively, buy the car on your credit card, and overpay as fast as you can... :-D
But yes, getting rid of as much 'available credit' as you can seems to be popular with the lenders as the overall risk is lowered. Beware - the 6% deals you're seeing may be flat rate not APR - cars are often quoted in flat terms, the APR is (very) roughly double the flat rate - 12% - if you're eligible for the low rates.0
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