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The ex & our mortgage - help needed for complex situation

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  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Build up savings if you can ? in a bank account in Mum or dads name.
    Do not overpay the mortgage
  • Would this be to then use as a deposit to get an alternative mortgage? As soon as I have cleared my debts, I hope to start saving...
    Thanks
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you still making the minimum payments on your debts?
  • Yes I am, have just checked my credit file on Noddle and have 5 defaults from 09/10, and to my surprise 1 has never been defaulted so shows as late payments.

    I have an up to date mobile contract, bank account and credit card though but again according to noddle I am a 1/5 credit rating person, which is no surprise, hence the status quo has to remain I believe.

    Thanks
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