Wonga DPA Breach

the_divine_miss_r

Hi

Please don't issue a lecture - I am well aware how stupid I have been- but I have put things right , now, after reading the great advice on the boards from you guys. I just needed a rant !

Background

I have been a Wonga customer for approximately a year - caught in the PDL trap, rolling over, paying off , then re-borrowing. Around 8 months ago, I got a new mobile number so I notified Wonga of this change, , and all future text codes for loans were sent to my new mobile number - I gave my mother my old mobile phone and sim/number.

Anyway to cut a long story short, I followed advice on this forum and learned my lesson, I sold everything I could, and I lived on beans on toast for a month. I have paid off Wonga in full, I have now learned to live within my means, and I have a small emergency fund so I will never need to be so stupid again.

My Rant

On finally escaping the trap, and paying them off in full, with never another intention of borrowing from them, or their like, ever again, they sent a " Thank you for paying off your loan early, would you like another loan cos you're so great" text. Except they sent it to my mother, on my old number. She is now going bananas ( as I would, with my kids, if they ever did something as daft as I did).

I guess it is just another consequence of my own daftness, I was just a bit cross, after working so hard to regain a bit of self - respect .

I have emailed them to complain, but it seems unless you are contacting them to sell your soul to them, they aren't interested in replying.

Anyway , thanks for listening and have a great Saturday, I feel better now I've got that off my chest !

jonesMUFCforever

Did it mention your name?
How many spam e-mails or texts do you get - I get loads.

Have a rant by all means - I think proving a DPA breach will be extremely difficult.

the_divine_miss_r

Very sensible response - I probably over reacted. Thank you.

jonesMUFCforever

The only thing I would add is - perhaps next time you give away a phone whip out the sim card from it if you think there is anything on there you don't want anybody to see.

27col

Just because someone is offered a loan, from whoever, does not mean that it has to be accepted. Unfortunately,this concept seems alien to many posters on here.
Anyway, you have apparently shown self control by having nothing to do with it. keep up the good work.

AlexLeigh

Well done on repaying your debt! That's an achievement to be proud of

roh999

why do most if not all post regarding payday loans start "dont lecture me" "please dont have a go at me","i know ive been stupid",and along them lines......i see a pattern.

the_divine_miss_r

Perhaps because, on this board, posters who seek help, often get "off topic" unhelpful responses from sanctimonious do-gooders who's only constructive advice is to "shut the stable door after the horse has bolted" - ie a lecture on the evils and perils of PDL Companies and warnings to stay away - These comments are not useful at all, once you are up to your eyes in it - the ONLY good advice is to eat beans on toast for a month and sell everything that is not nailed down, bite the bullet , and get it paid. I followed this advice and I am very glad I did, and thankful for those who posted it.

If you have nothing relevant to offer, then please make your own post about the similarities of the opening gambits in 99% of PDL posts.

Just Sayin'


For those who did reply helpfully, Thank You, and also Thank You for the pat on the back I got for getting out of the PDL Trap. I will never make that mistake again.

roh999

the_divine_miss_r wrote: »

Perhaps because, on this board, posters who seek help, often get "off topic" unhelpful responses from sanctimonious do-gooders who's only constructive advice is to "shut the stable door after the horse has bolted" - ie a lecture on the evils and perils of PDL Companies and warnings to stay away - These comments are not useful at all, once you are up to your eyes in it - the ONLY good advice is to eat beans on toast for a month and sell everything that is not nailed down, bite the bullet , and get it paid. I followed this advice and I am very glad I did, and thankful for those who posted it.

If you have nothing relevant to offer, then please make your own post about the similarities of the opening gambits in 99% of PDL posts.

Just Sayin'


For those who did reply helpfully, Thank You, and also Thank You for the pat on the back I got for getting out of the PDL Trap. I will never make that mistake again.

perhaps because people only ask for help after they have had the loan and very rarely before...just sayin!

the_divine_miss_r

No, and I am sure that if I had seen this section of the site before I took the loans out, I might have thought better of it. I didnt. But, I sorted it.

Your post only confirms exactly what I stated !

You are preaching to the converted here, I bit the bullet and paid the shysters off - so please take your snidey comments elsewhere, and try to piss on someone else's chips.

opinions4u

You are preaching to the converted here, I bit the bullet and paid the shysters off - so please take your snidey comments elsewhere, and try to !!!! on someone else's chips.

But you're not the only person who has read the thread.

If just one person doesn't take out a PDLS because of the "snidey" comment it will have made the world a slightly better place.