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Overdraft question..

Hi guys, not sure if I am posting in the correct bit of the forum, but here goes.

And Im sorry if this seems like a stupid question, but just wanted to clarify.

For example if I have zero balance in my debit bank account but have an overdraft of £200 - can I still buy things online? or does the overdraft only apply to cash machine withdrawals?

Many thanks

Comments

  • vintagegirl
    vintagegirl Posts: 769 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    You can use it for anything you want, HTH
  • As above, but it may do you well to keep thinking you cant :-)
  • ben80
    ben80 Posts: 106 Forumite
    Check the fees for your overdraft - is there a daily/weekly/monthly usage fee? What % interest will they charge you for using it?

    assj's advice is what I would follow!
    LBM - 11/08
    DMP - 12/08 - £37,255
    DFD - [STRIKE]03[/STRIKE] 02/13 - [STRIKE]£6,454[/STRIKE] £3916 to go! (Unless my PPI & FOS claims are upheld, then it'll be earlier!)
This discussion has been closed.
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