Tuesday 24th July - What Small DFW Things Will You Do Today??!!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning :wave: yay to another beautiful day :T and I booked the day off :j kinda for the weather but also because dd has a college interview at 1 and I said I would take her, its not a hardship that its in a town with a beach so we can go there this after noon

Things for the day

• [STRIKE]check banking [/STRIKE]
• [STRIKE]pay cc1 & 2[/STRIKE]
• pay payment on oh's cc (waiting for cashback to come through...)
• pop into work this morning for 30 mins to do a couple of bits
• wrap & post ebay items
• post off ballon ride form
• [STRIKE]call savings acc and close account[/STRIKE] blimey what a palarva!!!
• check onepoll & swag bucks
• take photos of a couple of items to list on ebay - really am running out of things to sell!
• take bottles to the bottle bank
• all meals from stores - beef out of freezer for enchilladas mmmm
• [STRIKE]transfered money from TCB & paypal[/STRIKE]

• [STRIKE]call tesco rewards and find out where my cafe rouge voucher is...[/STRIKE] mmmmm not hapy! :mad: They sent it to my last address now I have to fill in an indemnity form for them to reissue. May pop round old house to see if she has any post for me....

trying to convince oh to go away with me to Paris in Sept. Have found travel and accommodation for £100 :j what else can we sell????

renewed my tax disk - saved £16 by getting yearly disk and not using cc

Ok that's me! Hope you all have a lovely day and the sun is shining were you are x

stitching_witch

Good morning DNMS and thanks for starting the thread. I hope you get to the beach today; I'm hoping to take DGD tomorrow on my Grandma Day :j

So far:

• HM granola for breakfast
• made packed lunch for work
• quick shower saving on water (we have a meter)
• washing up done before 7 so water can reheat on Economy 7 electricity
• fed and watered the chickens
• boxed eggs for customers

I will also:

• let hair dry in the free sunshine and not use the hairdryer
• get a lift to and from work with a colleague in exchange for eggs
• charge phone at work with their blessing
• drink free coffee and water at work
• knit at lunchtime to avoid going out
• make picnic tea from stores
• go to allotment with said picnic and actually do some work there
• have an NSD - been bad at this one recently

I hope everyone has a lovely day; let's look on the positive side - it's only nine hours until home-time and one of those is my lunch break.
stitchy x

La_escocesa

Hi everyone :hello:

Here’s me for the past few days:
Drove a fuel efficient car over the weekend - 500 miles @ £53 of diesel :T
Bought some fruit - much cheaper than snacks from snack machine and healthy :cool:
Walked to yoga
Brought refillable water bottle
Walk out in the sunshine at lunch to meet friends for a picnic - much cheaper than meeting at the pub :T
Draw up a bit of a wish list - trying to figure out the best use of the bonus I get tomorrow :j
Sign up to be a hairdresser model for a free cut and a bit of a change :eek:

pixiechick99

Morning all you lovely ladies..it's like a small things reunion here:rotfl:
I set my alarm to get up at 8 but managed to hit snooze until 9:o Oh well, I'm on holidays I guess;)
So, what will I be doing today? Time for my list:
check banking
check onepoll
meal from stores tonight - pizza, salad, hm wedges
washing on the line
photograph and list stuff for eBay
post eBay sale
miminal spend today - need milk
Hoover house
continue sorting/unpacking
enjoy free chocolates tonight that were end of term pressies:T

Ok, that's my lot. Off to put the washing out in the sun....amazing how much this pleases me:rotfl:

cookiedough38

Another beautiful day today!

- Complete unit 053 and complete Outcome 1 of 065 before lunch time 053 finished and outcome 1 started
- Pack a few loads of washing away
- plumber and electrician coming Problems sorted!
- Check bank account Checked
- Check very and littlewoods accounts Checked
- Make payments on above accounts for a payment a day. Made a payment of £14.14 on very and £20 on my cc
- Going out for lunch so I will check the menu and find the cheapest thing. Checked the menu online and will have a burger and a drink for £4.99
- Bag up items sold on buy and sell website ready to be collected
- Having dinner at a friends tonight so a free meal! OH is having left over pasta that is in the fridge.

PurpleFairy26

Morning All Beautiful day here, shame I'm working. However, doing this from home so may have to sneak in the garden with my laptop this afternoon List for today:

Couple of laods of washing - dry outside
Chase irritating woman down at work to try and find out why they stopped £60 out of my wages. Its been 3 days and 2 messages and she hasn't called me back :mad: I hate incompetant people, really gets my back up. If I don't hear from her tomorrow, I'll try plan B
meals from stores - small shop at Mr T for fruit and veg only
Nap if I can - went to see Dark Knight last night as DBIL bought Dh tickets for his birthday. Great night out, however, was back really late as BIL was an 30 minutes late to babysit, meaning we missed early showing Can't complain as it was a free night out, but, it will probably be our last for a very very long time as BIL moving away and we have no one else who can sit for us We dpon't go out often, but I will miss our treat a couple of times a year.
Payment reminder to last 2 outstanding items on fleabay as I'd like to post them today
Check progress of Amazon Trade voucher
Check banking
Sort fancy dress costumes today - thanks for ideas DNMS on weekend thread


Think that's all folks - enjoy the weather :j

MinnieMousesMummy

Good morning, It’s a lovely sunny day here today therefore a bit annoying that wm is broken but my new one is coming on Friday.
DNMS – Thanks for starting us off this morning.

Things for today:

• [STRIKE]Check banking and update spend sheet[/STRIKE]
• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Surveys and one poll[/STRIKE]
• [STRIKE]Superpoints [/STRIKE]and SB – I really need to get back into these as not done them for a while Only managed to get superpoints done today but will aim for both tomorrow.
• [STRIKE]Web review work[/STRIKE]
• Clean and tidy the living room
• [STRIKE]Use comparison site and sort out car insurance[/STRIKE] Finally done but it took all morning to sort it out but very worthwhile as I have saved about £600 :j
• Sort through course work and organise what needs to be done
• Do inventory of what is in the freezer and make shopping list Work in Progress
• Craftwork – Today is making a template and then cutting out material Work in Progress
• [STRIKE]Update tester paperwork[/STRIKE]
• Sort out tax credit paperwork and call them to get it all sorted Work in Progress - dh wil have to talk to his boss and get some details
• Make a meal plan for the rest of this week
• Look into Argos voucher for the purchase that I made at the weekend Work in Progress - send them an email to see what is happening.
• [STRIKE]Quiet night in and play some free bingo[/STRIKE]

I think that is everything for me today. Hope everyone has a good Tuesday x

kjp

Evening everyone!

Very quiet today - everyone out in the sunshine I hope! Thanks DNMS for starting us off today!

Today I have:
Checked banks
Checked CCs
Checked TCB
Checked Paypal
Checked Ebay
Worked hard
Drove economically to work
Got OH to ring around to find me tyres for the car - £230 coming out of the account on Thurs - eugh!
Worked out budget for next month - very, very tight due to last month's overspend
SB clicks and claimed £5 amazon voucher
Accepted 3 trials from Boots
Currently doing a bit of OU!

Righty, back to OU! Have a great, sunny evening all!
Kxx

bt1

Hi everyone! Just a quick update from me, been v busy!!

• checked bank- only £9 left and 3 sleeps til payday!
• Cc all ok
• Free lunch provided by work, but I didn't really like it and just ate lots of crisps!!
• Applied for an internal role at work
• NSD not that I have much to spend anyway!
• Hoping to go home to find a cheque from the mobile recycling people!!
• Need to sort out budget for August- have a feeling it's going to be a tight month!!

Right I'm off to have dinner!

OrangeFairy

Hellllllllooooo my lovelies!

What a gorgeous day it is today! 24 degrees here.

A very MSE day today. Went round my Mums to look after my young brother and sister. Mum put the paddling pool out so we did a big water fight with tonnes of water balloons and guns. That kept them happy most of the day! Free entertainment!

Today

Breakfast, lunch and DD's dinner at Mums
Free activity - water fight and playing in the paddling pool
Cups of tea and snacks at Mums
OH picked up potatoes to make his yummy cheesy leek bake for dinner - should be some left for lunch tomorrow
Tidied up the house
Checked banking
NSD
Surveys - bit quiet on these
Check job sites


Bit gutted as i got a call to say i didnt get the Pharmacy technician trainee job i went for. It is full-time however so the silver lining is i don't have to uproot the kids so much. I was 'runner up' and they said they would let me know if the offer was declined by the chosen candidate. They told me i interviewed well! So two jobs in second place now! Gives me confidence but makes it more gutting!

DNMS - i hope DD's college interview went well. Did you make it to the beach?
Stitchy - I hope you managed an NSD

ziggy2407

Good Evening All

DNMS - Thanks for starting us off
Hi to everyone else :wave:

Check Banks - Done
Check swapits - Done
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores - Done, well breakfast anyway, lol
Read (Blood Line by Lynda La Plante, finished was brill, have now started Kill Alex Cross - James Patterson) - in progress

Little one is still feeling unwell today, but we still managed to have a good day, we had a trip to Bakewell and had a pub lunch. have been really spoilt today £120 birthday money, dvd, chocs, clothes and breakfast in bed, we also received £70 for our wedding anniversary - still havent worked out were the last 20 years went too

Sat with feet up now enjoying my weekly fix of Holby, Hubster is back at work tomorrow (he took today off) so hopefully if LO feels better tomorrow we'll be making the most of our library service, they are running a session about making a computer game

Hope you have all had a great day, love you all :T

C xx