Zopa

djrenegade_2

As expected, declined.
But in the email I received to inform me it suggests using freedom finance to search for a loan which does not affect your credit rating and they will even inform me of the likelihood of getting accepted etc etc, is this a genuine one or one to watch?

djrenegade_2

Doesnt matter, went through the check anyway and they were unable to find me any lenders, pffft

easteregg_2

Moneymash wrote: »

I looked into Zopa some time ago but found the fees/charges for borrowing were high and unjustified.

Zopa currently charge anything between £0 and £190 depending on your credit rating, how much you wish to borrow and for the period of the loan.

http://www.p2pmoney.co.uk/compare/zopafees.htm

The Zopa fee can change daily, but the best credit grade borrowers can get loans for no-fee if they borrow between £5000 and £8000, but check daily.

sharpy24

I've made my last payment with Zopa last week on a 2 year loan!

It's an excellent service if you get approved.

If I ever get another loan, I will defiantely use them.