Monday 23rd July - What Small DFW Things Will You Do Today??!!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:


Morning all!

It's SUNNY. I can feel that I'm getting happier already! Hope you all had lovely weekends - will check in on the weekend's thread in a mo. I wasn't on here much but ended up with a mostly DFW weekend - trip to the theatre in cheap, 'restricted view' seats - were great seats for what we paid! - trip to the Indian and only ended up paying for my main, and yesterday we took the bikes out and did a 24 mile bike ride and my OH paid for lunch. Bargain! - even if my bum is a tad sore now!

Today I Will:
Check banks
Check CCs
Check TCB
Check Ebay
Check Paypal - think Ebay fees have gone?
Start catching up on OU
Submit travel claim at work
Car share to work
Food from stores
List something on Ebay
Quick tidy of bedroom
SB clicks
2lt water

Think that's my lot for the day, have a great one all!
Kxx

bt1

Morning kjp!

Sun is also out here, had a lovely weekend, relaxing in the sun on the beach!!

List:
- check bank (its going to be bad but 4 sleeps til payday!!)
- check cc
- lunch from home (leftovers from dinner last night)
- registering at an agency tonight at 6
- start sorting a budget for August
- NSD

OrangeFairy

Thanks for starting us off KJP. It is funny how we can feel instantly happier with a bit of sun

Morning Bt1 - i hope checking your bank isnt too bad - i have to check mine today too!

My day

Check banking
Work - kids to SIL's and then MIL's
Walk from work
Dinner at Mums
Check and complete surveys
Check jobsites
Housework
Update spends book
Overpayment on loan should have come out today :T

Thats me- not much exciting!

determined_new_ms

:wave: Morning kjp & bt! Thanks for starting us off kjp! I too had a lovely weekend makes all the difference doesn't it??? Monday doesn't feel too harsh today

things for the day:

• [STRIKE]send off expenses[/STRIKE]
• [STRIKE]will probably be paid today[/STRIKE]
• pay ccs once paid
• [STRIKE]all meals from stores - aubergine, tomato & parmesan bake tonight mmmmm[/STRIKE]
• take bottles to the bottle bank
• clean car in lunch break (should keep me out of the shops!)
• [STRIKE]get oh to contact his parentals to find out where they are so we can decide whether to go at the weekend[/STRIKE]
• [STRIKE]check onepoll & do swagbucks[/STRIKE]
• [STRIKE]print off [/STRIKE]and post hot air ballon request - has finally come through after buying it off of living social months ago! :T
• call savings acc and get them to close my account
• list a couple more bits on ebay! Am determined to make some money for the festival we want to go to in a couple of weeks!
• [STRIKE]take blanket and book to go to the park after work[/STRIKE] :T

• [STRIKE]NSD[/STRIKE]

• wrap ebay sale

ok that's my lot! Have a great day

determined_new_ms

Hey Orange! Sneaked in while I was writing my novel! Lovely to see you back around here again x

stitching_witch

Morning all, and thanks to kjp for starting us off today. I too had a great weekend. It was our 23rd wedding anniversary yesterday but very DFW. The trip to Ikea might not have been very DFW though It was just the last few bits for the sewing room and no frivolous luxuries.....

My day so far:

• breakfast from stores
• fed and watered the chickens
• made packed lunch for work
• checked banking
• checked for surveys
• emptied contents of purse into money pot

I will also:

• get lift to and from work with a colleague in exchange for eggs
• drink free coffee/water at work
• keep an eye on surveys throughout the day
• look at budget as DH has only one more week at work (darned agency working!!)
• knit at lunchtime to avoid going out
• left-overs for dinner
• ask DH to stop off and buy salad stuff so he pays
• get customer corset to fitting stage tonight
• have an NSD

It's a lovely day here again and gives me the impetus to get out into the garden so I might even find half an hour to do some weeding in the garden whilst dinner is cooking.

Hope it's sunny and hot for you all....
stitchy x

cookiedough38

Can I join in? Usually work full time as well as being a parent of two girls so I don't find time to post just lurk, but I am currently on summer holidays - yay for working in education!

- NSD not going out this evening anywhere so complete!
- Check online banking Wages cheque showing so will clear this week
- Check very, littlewoods and cc accounts All accounts checked and small payments made
- Things listed on freecycle being collected collected early!
- Get some laundry washed, dried and packed away Washed and drying
- Complete a diploma unit In progress!
- Tidy living room
- Pack away paddling pool
- List things on buy and sell group on facebook
- Advertise cakes for sale on my facebook group Done

That should keep me busy for most of the day!

determined_new_ms

hey cookiedough of course you can join in! A veyr warm welcome x

MinnieMousesMummy

Good morning (just) everyone, Yesterday was a cheaper day than Saturday but it was hectic and didn’t get home till 2am this morning therefore having a lazy day today and also the weather isn’t helping as it is raining again.
kjp – Thanks for starting us of today


List for today:

• [STRIKE]All meals from stores[/STRIKE]
• [STRIKE]Check online banking and update spend sheet[/STRIKE] As expected therefore no nasty suprises
• [STRIKE]Catch up with emails[/STRIKE]
• Find the book that I have sold and get it packaged ready for posting Will need to get dh to do this but he is working late tonight.
• [STRIKE]Check v opinions and one poll[/STRIKE]
• [STRIKE]Work on web reviews[/STRIKE]
• [STRIKE]Check and water the plants[/STRIKE] They are looking good, should be able to get a lot of free fruit and veg
• Sort through course work and schedule what needs to be done
• Check freebies forum
• [STRIKE]Check price guarantee from the weekly shop[/STRIKE]
• [STRIKE]Pay some money off loan[/STRIKE] – get rid of it slowly
• Do a freezer inventory and make a shopping list
• [STRIKE]Do some craft work[/STRIKE]
• Get an early night

Think that is enough to keep me occupied today
Hope everyone has a good Monday x

Pippilongstocking

Hello all KJP thanks for starting the thread and waves to all above and below who turn up. Weathers grey but OK here .........

Today not much to report

- friend brought lunch to work so a free lunch
Banks as expected, not great but not dreadful
CC's the same
Took a box of folders to work to recycle at the local college - more deculttering away from the house.

My to do list......
Check one poll and try and do a survey.
Collected eggs must get rid of some
Must skype the kids later
Dr in a bit but will do a couple other jobs at same time to maximise fuel
More decluttering to do and a bit of gardening - slow and steady winds the race
Box up another couple of boxes, probably start on the books.
Sofa bed to put on freecycle and a 'queen' size double to rehome
Two beds to collapse later tonight and one of the land lords to put back up.
Dinner from the freezer - that I think will be bolognese - and slow roast lamb to put in oven.
Sheets from old spare room bed to air dry.

Probably enough for the rest of today.

Have a good un!

ziggy2407

Good Evening All

kjp - Thanks for starting us off
Pippi - pm/email me your new address when you get chance, any idea when you move?
Hi to everyone else :wave:

Check Banks - Done
Check swapits - Done
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores - Done
Read (Blood Line by Lynda La Plante) - in progress

Little one is feeling really unwell today, think he's sickening for something - chickenpox has been sweeping through the school over the last few weeks, 57/60 in nursery had them, typical mine waits for the summer hols to be poorly. Hoping he'll feel much better tomorrow so we can go out for the day and celebrate my being yet another year older as well as my wedding anniversary - 20 years, where did they go?

Hope you have all had a great day, love you all :T

C xx