Asking for a default to be applied?

leftbehind

Morning all,

Back in 2008 I held two current accounts and one loan with Natwest, due to health issues I was no longer able to work and as such Natwest defaulted both the current accounts, however they have not done so for the loan.

Is it possible to argue that a default should have been applied to the loan as well?

I am continuing to make token payments to the loan account, I just don't want it to be having a negative impact on my credit file for an undefined period of time

Many thanks

leftbehind

Just bumping, to see if anyone has had any experience of this.

Thanks

fermi

Token payments for more than a few months should really be recorded as a default.

See: https://forums.moneysavingexpert.com/discussion/3172602

leftbehind

Thank you for your help