Sat 21st & Sun 22nd July - What Small Things will you be doing this weekend?

stitching_witch

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :T

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:


Good morning everyone!! Early start today as I have a Grandma Day and need to be at DD's house before 7am. My MSE weekend has started already so thought I'd get the thread going too.

So far:

• breakfast from stores
• checked banking
• checked for surveys
• got WM going on Economy 7
• fed and watered the chickens

I will also:

• have a double Grandma day - DGD and DGS this weekend
• go to Mr T's with small list and stick to it
• lunch at DD's house using her supplies
• clean out chickens in exchange for eggies
• keep an eye on survyes
• quiet night in with DS2 with the Scrabble board - cheaper than the pub!

There must be LOADS more I've forgotten, but it is a bit early to think

I'll catch up later when I'm more awake,
stitchy x

So_Sad_Angel

Good Morning.

I`m rarely up this early on a weekend but the sunshine has got me wide awake and ready to plan my day...:j

1. Free listing on ebay so shall do an hour this morning & evening
2. Quick tidy around , hoover and washing in the washer
3. Bake a cake..so much cheaper than buying and makes the kitchen smell lovely:D
4. Sort out more stuff for ebay tomorrow

That should do for now:T...happy weekend everyone!

Off to make a coffee and bowl of porridge for energy.

determined_new_ms

Morning Stitchy & so sad :wave: thanks for starting us of stitchy - can you put a smilie in the title bar? Had trouble finding you this morning with my bleary eyes!

Yay to two whole glorious days of freedom :T Thinking I might need to book some time off soon, as weekends go so quick and work seems to be taking over my life during the week.... (although I was only off for 2 weeks in June!)

Things for the weekend:

• [STRIKE]check banking[/STRIKE]
• go pay £20 into bank acc
• [STRIKE]opened new savings account as my current one loses its "bonus" (paltry of course!) as its been open just over a year[/STRIKE] need to wait until Monday to call my current savings acc and close it down - no function online....
• [STRIKE]need to wrok out where what is coming from where on my cc statement[/STRIKE]
• [STRIKE]update budget for next month[/STRIKE]
• [STRIKE]do fridge/freezer/cupboard stock take and then a meal plan/shopping list[/STRIKE]
• do some exercise - probably swimming
• list some things on ebay
• do some housework
• watch a film later with oh

Sure there'll be some more things but that will do for now! Happy weekend to you all x

pixiechick99

determined_new_ms wrote: »

Yay to two whole glorious days of freedom :T Thinking I might need to book some time off soon, as weekends go so quick and work seems to be taking over my life during the week.... (although I was only off for 2 weeks in June!)


Happy weekend to you all x

Hey there lovely....I have to show my face and say wooo hoooo to my next 45 days off work:rotfl:
Now I have some time to myself i must get back with you all and post again...I have been reading recently, just too rushed in the mornings to post:o

So..ok, here's the weekend list:

• check banking
• off to my sister's for a bbq tonight - take some drumsticks and burgers we have in the freezer
• buy petrol while I'm there as its about 7p a litre cheaper than here
• washing has been done and is on the line
• day out tomorrow courtesy of Mr T's vouchers:beer:
• take top back to N£xt for a refund
• Hope dd2 likes the bikini I bought her in T's yesterday - thought it was going to be £5 but each piece scanned at £1 each...bargain, £2 bikini!

OK, that's all I can think of for now.
Have a lovely, sunny weekend everyone:j

determined_new_ms

pixiechick99 wrote: »

Hey there lovely....I have to show my face and say wooo hoooo to my next 45 days off work:rotfl:

you can go off people you know pix!!!!!! :rotfl:

Oh I am tres jealous of your time off work woman!!!!! How are you lovely laydee? Been wondering where you are and looking into your diary. Hope life in the new house is fantastic x

pixiechick99

determined_new_ms wrote: »

you can go off people you know pix!!!!!! :rotfl:

Oh I am tres jealous of your time off work woman!!!!! How are you lovely laydee? Been wondering where you are and looking into your diary. Hope life in the new house is fantastic x

I know, I'm very lucky with my time off...it's a lovely feeling this time off stretching out in front of me;) Ok, I'll stop going on about it now!
We are all good thanks...new house is lovely:D Moving is a big stress but glad we've done it now.
My diary has died a lonely death I think - I keep thinking about starting a new one and think now i have the time off I shall get that started....I'll be inviting you to join me of course:A

You holiday sounded amaaaazing...some fab photos too, what an experience!

I promise to keep posting - I need to keep these finances under control:)

Bagpuss741

Good Morning :cool2:

Today I have/will:

1. Check online banking
2. NSD
3. Put money in my "I want to go to the Doctor Who Experience" fund:D
4. Consumer Pulse
5. One Poll
6. Nice sunny day here in south Wales so washing on line:j
7. Drink plenty of water
8. Read more of my Jo Nesbo book
9. Check out freebies board
10. Watch sherlock holmes and sent back to Tesco
11. Do some Latin prep as my next OU course is "Reading classical Latin":eek:
12. Walk dog locally when it cools down a bit.
13. Store cupboard meals

Looks like I'm going to be a busy girl today:D

MinnieMousesMummy

Good morning everyone, It’s a lovely sunny day here today but I have a flooded kitchen dh is busy sorting it as I type, therefore a change of plans for today was meant to be getting hair and nails done and doing a frozen food shop but not now.
Stitchy – Thanks for starting us off this morning




Revised list for today:

1. [STRIKE]Quick shower[/STRIKE]
2. [STRIKE]Cancel hair and nail appointment[/STRIKE]
3. [STRIKE]Breakfast and dinner from stores[/STRIKE]
4. [STRIKE]Family lunch out [/STRIKE]– not mse but have set a spend limit Had a good meal and £10 under budget and all 4 of us don't need dinner either saving money on that.
5. [STRIKE] Wash up dishes and tidy the kitchen[/STRIKE]
6. [STRIKE]Catch up with emails[/STRIKE]
7. [STRIKE]Update tester paperwork[/STRIKE]
8. [STRIKE]Surveys and One Poll[/STRIKE]
9. [STRIKE]Do some work on web reviews[/STRIKE]
10. Sort through Mr T shopping when it arrives – scan and put away
11. Declutter dd’s bedroom
12. [STRIKE]Get a new ironing board [/STRIKE]– not mse but badly needing done and dm gave me money towards it and will get it whislt out for lunch therefore not using extra fuel.
13. [STRIKE]Decide whether to get a carpet sweeper [/STRIKE]as it will save on electric rather than hoovering every day Decided to get one as found a cheap one and it will save a lot on electric I also decided to get a new duvet as found a cheap one and my old one has seen the best (9 years old, I believe that is old for a duvet)
14. Sort catalogue returns
15. [STRIKE]Check and water plants[/STRIKE]
16. Check freebies thread
17. [STRIKE]Get dh to have a look at the washing machine[/STRIKE] – hopefully will not need to get a new one but most be some reason why its flooded the kitchen Had to order a new wm as the other one has had it so not a very mse day today but ordered through cashback site, thinking cap on for next week as need to make some extra money.
18. Get an early night

I knew I had a busy day but didn't think it was so busy, Hope everyone has a good Saturday x

Chrisblue1962

One MSE thing I did late yesterday afternoon was to open a "Cash Transactor" savings account with Yorkshire Building Society.

Although it's savings account, you can have wages paid into it and operate Direct Debits / Standing Orders from it. It also comes with a passbook or ATM card option. Importantly, it does NOT come with a debit card.

This way, I'll use the account purely for Bills and not having a debit card means any non-bills / personal spending money (if there is any!...:rotfl:) can be put in my Co-op Cashminder account, which does have a debit card, keeping monthly bills and personal spending cash totally separate.

At present, my monthly budget sometimes goes awry due to "leakages" - small debit card purchases - of money that is really meant for bills.

Hope this idea helps somebody .

little_pink_purse

good Afternoon

thanks for starting us stitchy

so ive done my first nightshift iam managed to sleep till 5pm

managed to get a few bargains in asda this morning so more meals for mr freezer

ive not done much other than sleep lol

meals from stores

have a great sat nite think of me working lol


xxxxxxlppxxxxx

happytails

Today I packed al only eBay things that sold, bar one, I've misplaced it :mad:

Got everything sorted for tomorrow's car boot, still need to pack my lunch up. Hoping I shift a lot of stuff. What I don't shift will go on eBay in the evening :j hoping I have enough for petrol this week.

Kept an eye out on my halifax account to make sure we dont go over our £2500 overdraft as the fess per day double. We are currently 19p under :beer: payday is Friday so not going to touch it now. We have a bit of cash in the other account, I don't have online access yet so will get husband to check it an withdraw this weeks spends.

Got £47 waiting to be cleared on pp to go into my bank, did this this afternoon :T

Had a naughty dinner though, pizza hut, but we had a 50% off code courtesy of O2 priority moments. Have to admit though, it wasn't that great. Not missed it.

Sarah x