Help regards Robinson Way

Gazza695

Hi All,

I am new to this so apologies for any mistakes,

i just wanted some advice on the debt collector Robinson Way (or any debt collector for that matter),

i got in financial difficulties a few years ago and was being charged stupid amounts in default charges by santandar,

i had an overdraft with them of £1000 which they decided to cancel once my wages went in,
luckily i managed to get it back on the agreement that i kept within my limit and

then half way through the month they hit me with more charges from the previous month which sent me over again so i just moved banks,
this was approx five years ago.

I was contacted by Robinson Way and i agreed to pay £50 per month which i have been paying every month for approx 2 years
(i forgot to mention that the debt ended up around £2000 after all the charges etc.

In those 18 months i think i missed two payments,
one of them i paid double the month after and the other i just carried on with the £50.

i lost my job 2 weeks ago so got a reduced wage for the month and so this didnt get paid
but i have started a new job already but dont get paid until the end of the month,

now this is where the fun starts,

i spoke to Robinson Way today and explained this and they have stated that Robinson ways payment policy has now changed
and now they no longer accept card payments and will now only accept cash payments which will be collected by a doorstep collector.

Firstly, they only have my Mothers address which i dont live there anymore
and dont particularly want them callng there to scare an old lady and

secondly, there is no chance i want to be handing over cash to anyone knocking at the door full stop.

What are my rights/options in this situation and what course of action should i take?

Any help is appreciated.