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Endowment claim help please!!!!!!

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I just wondered if anyone could give me some advice about my endownment. We have received one lot of compensation last year for an endowment taken out in 1993, but the second one we have was taken out in October 1999. We took out a further endowment because we already had one and whether there were any warnings around at that time we were oblivious to them. We arranged our mortgage though a small local broker/estate agent, our policy is with Standard Life - i have no recollection of him discussing pitfalls low maturity values at all. We gained compensation through a claim company and when they made their assessment for both the endowments said they would take on the first and not the second local broker one. Have we left it too late to claim, is there any point in pursuing the second compensation claim????
Hoping some one somewhere knows something!!!!!
Kaykay
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