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BOS 'Personalised Loan Offer'
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I've noticed when logging into my Bank of Scotland online banking I have a 'Personalised Loan Offer' What is the significance of this, does it mean I am pre-approved for a loan?
For example it gives figures based on borrowing £16.5k and when I change these it gives me a better interest rate than is advertised. I'm lead to believe the lower the quoted interest rate the greater likelihood it will be accepted?
For example it gives figures based on borrowing £16.5k and when I change these it gives me a better interest rate than is advertised. I'm lead to believe the lower the quoted interest rate the greater likelihood it will be accepted?
2012 Wins: 1 x Case of Lanson Champagne :beer:
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