We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
BOS 'Personalised Loan Offer'
I've noticed when logging into my Bank of Scotland online banking I have a 'Personalised Loan Offer' What is the significance of this, does it mean I am pre-approved for a loan?
For example it gives figures based on borrowing £16.5k and when I change these it gives me a better interest rate than is advertised. I'm lead to believe the lower the quoted interest rate the greater likelihood it will be accepted?
For example it gives figures based on borrowing £16.5k and when I change these it gives me a better interest rate than is advertised. I'm lead to believe the lower the quoted interest rate the greater likelihood it will be accepted?
2012 Wins: 1 x Case of Lanson Champagne :beer:
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards