Friday 20th July - What Small DFW Things Will You Do Today?!

kjp

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning all!

Friday Friday Friday :beer::beer::beer:!!!

Thanks for all your good wishes yesterday, I passed! :j Now to decide whether to continue for another year...

Today I will:
Check banks
Check CCs - see if payment has come off yet
Check TCB
Check Ebay
Check Paypal
Food from stores
2lt water
Car share to work
Cancel Amazon credit card
List AAT books on Ebay
Submit travel claim - very annoyed with myself, lost the receipt for parking though!

Off out this evening for mine and OH's anniversary, need to look for a voucher!

Have a great one all!
Kx

Lost_and_nervous

Good morning everyone,

Well its Friday and nearly the weekend. And its free listing on Ebay this weekend!!! :j

Todays list

- Make some homemade biscuits for toddler group today,
- meals from stores
- keep my kitchen clean
- keep my strong head on
- start putting all my bits to list on ebay in one pile
- send couple of items sold
- do soem ironing

That should keep me going for now

Have a good day!

bt1

Happy Friday!!!! :wave:

Well done kjp!!

I am soooo tired! Bf went out last night and was calling (lots of times!) in the middle of the night! Dread to think how he's feeling today!

List for today:
- check bank
- check cc
- lunch from home
- lots of water
- call vanquis again, couldn't get through yesterday
- NSD , but my buy some cheap treats as its Friday!!
- bf coming round tonight, he'll probably still be recovering from last night so will stay in and watch a film

stitching_witch

Morning all, and thanks to kjp for starting us off. Congratulations on passing the exam. I did foundation level AAT a few years ago and always regret not having done the next two years.
Yay for Friday - it's a Stitching Witch day so I'm in a brilliant mood :j
My list for today:

• did washing up early so water could reheat on Economy 7 electric
• breakfast from stores
• checked banking
• checked for surveys
• fed and watered the chickens

I will also:

• finish one customer order
• get another order to fitting stage
• neighbour coming to buy eggs
• possibly spend half an hour at the allotment depending on the weather
• self-treat blocked ear with warm olive oil and not be tempted to go to the chemist to buy expensive treatments there
• all meals & snacks from stores
• have an NSD

That's all the MSE stuff, I also need to blitz the house ready for the weekend onslaught of family, and weed a border in the garden. Both of these tasks are part of my stress-busting ideas from my meeting the other day. Hope they work.....
stitchy x

determined_new_ms

Morning! Yay to Friday :j thanks for starting us off kjp and excellent news re the exam :T

yup you guessed it I'm late again

Better be quick!

* [STRIKE]check banking[/STRIKE]
* [STRIKE]all meals from stores - will treat myself to a bottle of wine though just about to make aubergine, & parmesan bake mmmmmm
[/STRIKE]* [STRIKE]update and send off expenses form[/STRIKE]
* [STRIKE]onepoll & swagbucks[/STRIKE]
* [STRIKE]pay money into bank and pay off cc[/STRIKE]
* go for a walk after work
* do some crazy speedy housework this evening
* list a couple of bits on ebay
* [STRIKE]get some 342 deodorants in boots at lunchtime[/STRIKE]
* use moc to get some facewash - from newsletter :T
* [STRIKE]work out finances and if I can afford to do VSP - my accounts haven't had any
money in or out for 2 weeks now![/STRIKE]
* transfer postage costs out of paypal

ok think that's it! Have a good day x

little_pink_purse

good afternoon thanks for starting us off kjp and well down

sorry i missed thursday post

i never stopped but did manage a few yellow sticker bargains lol

well thats my holiday over its back to work i go grr well need to get back in to the swing of it

so today
a wee nap
ironing
1/2 hr gardening
meals from stores
spd £2 for rolls for the burgers yum yum xx

have a great day xxxxxxlppxxxxx

MinnieMousesMummy

Good afternoon, I have had a slow start to the day as got up full of the cold.
kjp – Thanks for starting us off today and congratulations on passing your exam



List for today:

• All meals from stores – sausages and baked potatoes for dinner
• [STRIKE]Catch up with emails[/STRIKE]
• [STRIKE]Raise invoice for last months work, sort out hours for the next few weeks and update work account[/STRIKE]
• [STRIKE]Check online banking, get a copy of d/d’s [/STRIKE](need to check that new debt payment is coming off) [STRIKE]and update spend sheet[/STRIKE]
• [STRIKE]Sort washing into the new baskets and do any full loads [/STRIKE]– I got a couple of new baskets from Mr K so that I can separate washing into piles not really mse but will save me sorting through it every day looking for full loads therefore time saving
• [STRIKE]Surveys and check one poll[/STRIKE]
• Dust the kids bedrooms and change the bedding
• Do some work on craft projects
• [STRIKE]Look on ebay for craft items that I require[/STRIKE]
• [STRIKE]Check ebay and package up any orders[/STRIKE]
• Check freebies thread
• Sort the catalogue returns
• Make a shopping list and do an online shop using mysupermarket and vouchers

I think that is everything for today, Have a good Friday x

Candy0107

Hi folks,

Things have quietened down a teeny bit at work so I have tinme to post !

Hello to everyone, hugs to those that need them - congrats to KJP....what level have you just finished? I am looking forward to going on to level 3 in September !

Today I have/will:

• Meals from stores
• used railpass to get to work
• no cash so enforced NSD
• printed off a recipie for dinner tonight
• logged food on ww website
• work on clearing my desk and answering query emails at work
• spend time reading my book on the train and for the rest of lunchtime
• enter any comps
• checked banking (eugh)
• text friends who are going through tough times
• charged phone at work
• cross fingers that my syndicate win something on the lottery tonight
• leave work on time so I can get to hometown at a decent time
• have a chilled evening at home with hubby

Think that'll be my lot today

Take care everyone - I've missed you all
Candy xxx

his_missus

A half and half kind of day for me

- had a coupon for 600 advantage points if I spent £40 so stocked up on goodies, all on mulibuy offers, spent £48 but saved £38 and gained £6 worth of points towards pressies.:)

- however, need to go to the vet to buy some flea stuff. The cheap spot ons I bought (to try to save money) haven't worked

- big shop tonight, shopping list and meals for the week planned so hope to come in under budget:)

- but takeaway for tea

- home made lunches using up leftovers for butties:)

- Hubby ate his by 10.30 am (told him to have some breakfast) so had to buy him a butty at lunchtime:mad:

Seems to be swings and roundabouts today

ziggy2407

Good Evening All

kjp - Thanks for starting us off and Congrats on passing your exam
Candy - we've missed you too
Hi to everyone else :wave:

Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done, off now for 6 weeks
Quick tidy round - Done
Ironing - All finished and put away
Update food tracker (38lb off) - in progress
Meals from stores - Done
Read (15 Seconds - Andrew Gross - finished and was ok, have now started Blood Line by Lynda La Plante) - in progress

Still not managing much. Hope you have all had a great day, love you all :T

C xx