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Student Loans Company

Can anyone please help? I had a students loan in 1993. I have deferred it every year. I have been a couple of times late, and had to pay off some amounts because of this. I am now 52 years old. I have been told that they write off the debt when you are 50. If this is true then, I was 50 in 2010, so why was it not written off then? Does anyone know if this is true. Also, in 2009, they put a default on my credit file due to some money I owed (I think because of late deferment). I have since paid this in full, and received defferment forms in July 2011 which was accepted by them. Very complicated. I need the default removed.

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