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Mortgage with defaults please please help!!!

Sol-09 · 2012-07-18 19:21:43

Hi there, I really need some advice please. What are the chances of getting a mortgage with the following credit rating: Experian score of 701 1st default:capital one £417 dated 13 months ago settled 3 weeks ago 2nd default: Lowell £850 drops off file this November Not satisfied Orange phone bill with 4 late payments, up…

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GMS Posts: 5,388 Forumite

23 July 2012 at 11:12PM

Sol-09 wrote: »

You may be right and I appreciate your comments but why would a broker inform you from the beginning that a mortgage would be no problem... We're absolutely gutted at the moment...

I firmly believe in managing expectations. No such thing as a certainty. Not done until completion day.

Impossible to comment without knowing your circumstances. Which lender(s) declined you?

I am a Mortgage Adviser
You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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