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I want to be debt free!! Help!

245

Comments

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    angel31572 wrote: »
    Thanks...again..I started to feel better until I clicked on the links and it just made my head feel as though it was going to explode.... I have so many very specific questions that i don't think they will all be answered.


    Sounds like you might be trying to get too much information too quickly?

    The Questions. Write them all down and then when you have posted your SOA (which is the first step I promise) then you can post a new thread with the first question on your list.

    When that is dealt with, move on to the next one. There's such a wealth of information to be gleaned from this site....don't worry! And if we can't help, not only will you get a picture of SS in the nip (:eek:) I am sure we can give you links to somewhere that can help or phone numbers or whatnot.

    The DFW forum is one of the best sites in the world :D
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • angel31572
    angel31572 Posts: 123 Forumite
    southernscouser..you are off your head..in a good way :rotfl:

    If I calculated and detailed all of my outgoings will someone be able to see an obviously better route than the one i had planned on taking?
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    If a better route is there...it will be pointed out.

    Trust the Debt Free Nerds ;)
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    angel31572 wrote: »
    southernscouser..you are off your head..in a good way :rotfl:

    You know what? You're not the first to say that! :D

    As well as offering financial support I like to flirt and make people smile! ;) :cool:
  • angel31572
    angel31572 Posts: 123 Forumite
    Looking ahead..okay..I write down all the details I can think of..do I post them here???

    Sorry if I sound thick. :o
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite

    As well as offering financial support I like to flirt and make people smile! ;) :cool:



    He also likes to make people :rotfl: with the photo thing too.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    angel31572 wrote: »
    Looking ahead..okay..I write down all the details I can think of..do I post them here???

    Sorry if I sound thick. :o



    No you don't sound thick at all, you sound new to the forum that's all! We were all new once, don't worry you soon get in the swing of things! :D

    It is best to post a new thread with a clear header, for each issue/question you have.

    That way the relevant people will pick up on it and post on it.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • angel31572
    angel31572 Posts: 123 Forumite
    What about the SOA? Where should I post that? Or do I send it to someone privately?
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Oh by the way, your SOA......

    Probably best to start a new thread with that too just saying your DFW user Name and "MY SOA Please Help" or some such headline!

    SOA's are then leapt upon by eager SOA helpers who will pick it apart! Sounds scary huh? It's not really, it's just people see things differently to those on the outside looking in.

    You will probably get people saying "Do you really need this?" "Do you really need that?" which isn't meant to be nosy or aggressive...again it's just outside people looking in with a Debt Free Wannabe attitude.

    It's all about reducing unnecessary costs so be totally honest and comprehensive right down to newspaper spends & lottery spends (if appropriate for you!) when you do the SOA.

    I hope that makes sense.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Crossed in the "mail" :D
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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