Monday 16th July - What small DFW things will you do?!?

bt1

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!
:money:

Hello! :wave:

Monday again! Eurgh!

I was non-mse this weekend so I have to be extra good this week!

List:
Check bank + cc
Update app with weekends spends
Lunch from home
Drink lots of water
Post phone to recycling company
Post back bf present to amazon

X

kjp

Morning all!

Thanks BT for starting the thread - you just pipped me to it!

Today I will:
check banks
Check CCs
Check TCB
Check Ebay
Package up and post Ebay sale from yesterday
Revision for exam on Thursday
Continue to sort out bedroom
Car share to work
Food from stores
2lt water
Work hard!!!

Jonno - thanks for info on Amazon, will have to have a nosy!

Think that's it for the day, have a great one all!
Kxx

amyloofoo

Hi everyone,

Today I have / will:

[STRIKE]Check bank account / make PAD[/STRIKE]
[STRIKE]Clean the kitchen[/STRIKE] - thanks flyladies
Drink lots of water
Eat healthily
Do 1/2 an hour of Zumba
Post back tax credits review form
Walk to my support group (money saving and healthy!)
Make a 'nice' dinner to congratulate DH for going to his job interview - and hopefully getting it :rotfl:
Check Ebay and claim for package that never showed up :eek:
If I get time then hopefully I can start on my massive pile of ironing!

Hope everyone's having a good day,
Amy x

stitching_witch

Morning all, and thanks to bt1 for starting the thread today. I've had a good few non-MSE days again, but the new sewing room is almost finished now so I can put away the purse and get back into the DFW mind-set.

So far today:

• quick shower instead of a relaxing bath
• made packed lunch to take to work
• fed and watered the chickens
• checked banking
• checked for surveys

I will also:

• get lift to and from work with a colleague in exchange for eggs
• drink free coffee at work
• DH getting shopping so he pays
• keep an eye on surveys throughout the day
• read at lunchtime to avoid the shops
• dinner from stores
• carry on with customer's waistcoat tonight
• have an NSD

I also got a refund from the water company of £146 as they were suposed to fit our meter by 19th April, and actually fitted it on 29th June. They've refunded the water rates for the 10 weeks they delayed it!! That paid for the new chair and blind for the sewing room

Have a great day folks,
stitchy x

determined_new_ms

Morning guys, thanks for starting us off Bt! Wow as ever the weekend went way too fast! Went for a mammoth 5 hour walk yesterday!

Things for today:
* check banking - not expecting any change...
* email guy who bought netbook off of ebay and say I can't find the charger does he want it without but if he wants me to find it it'll take a couple more days
* call bank and see if they can give me deets of paypal payments back in march - ebay have closed my account until I do this!
* check onepoll & swagbucks
* [STRIKE]call Ariel guy and rearrange appt[/STRIKE]
* NSD
* call mil and see if I can go hunt for the charger at hers...
* all meals from stores - chicken risotto using up chicken cooked yesterday
* Mrs flylady/minimalise our bedroom
* go to the gym for free instead of zumba!

ok think that's all for today x

MinnieMousesMummy

Good morning,
bt1 – Thanks for starting us off this morning

Had a bit of a lazy day yesterday as I wasn’t feeling well and will have a laid back day today, as still feeling fragile. I have been good over the weekend as not really spent anything and had a quite night in on Saturday instead of going out.

Today’s list:

• all meals from stores
• check ebay
• package up and post the books that I sold last week
• pay some money off loan
• surveys and check one poll
• do some work on craft projects
• do some work on web reviews
• sort tester paperwork
• check Asda price guarantee
• do some course work
• clean and tidy the kitchen
• sort meal plans for this week

La_escocesa

Hi everyone :wave:

Here's me:
- Walked to work
- Mystery shopping on lunch break
- Visit cheapo shop for toiletries
- Bought this week's work lunches - £2.75 for the week - chicken and coleslaw sandwiches
- Yoga tonight - keeping me on the straight and narrow :cool:
- Enter comp
- Sort ebay sales - may need to buy padded envelopes
- Look out for surveys
- Consider what else I could sell
- Checked banking was all in order - it is but made me a bit sad at the dire state of affairs

Been thinking about how to offset the cost of doing up our bedroom… I get my bonus in T minus 9 days which should cover paint and a new carpet. Hoping stuff we're selling will raise money for wardrobes - getting DIY fitted wardrobes so going to buy them bit-by-bit - is only £39 for a wardrobe frame and one rail - two of those will do for now/before we can get all the funky inside bits and expensive sliding doors.

stitching_witch

La_escocesa wrote: »

- Checked banking was all in order - it is but made me a bit sad at the dire state of affairs

Dire? I was down to 4p in my main account last week, and there's a lot more month to go :eek::eek:

Pippilongstocking

Hi everyone

Sorry been awol of ages - but need to get back on the straight and narrow.

Hope you're all fine and well. Been there with the 4p in bank account some months.

Today my small things.
Lunch to work - I remembered!
Took milk in too for cuppas
Charged phone at work
Checked banks
PAD to CC's
Texted pal about eggs rather than called.

Need to
Meal plan for the next wee while as I'm home alone for 5 weeks
Take recycling to the centre
pick veggies at work if they're ready - go check polytunnel.
declutter at least ONE cupboard.
Sort at least one bag for the charity shop.
Combine a few trips with the car today to save petrol.
Clean one room in the house.

Hope you're all well -

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Made bread in breadmaker
4. Read more of my Jo Nesbo book
5. Sorted nails out
6. Set budget for week, withdrew money needed, locked cashcard in tin.
7. Check out freebies board.

bt1

bt1 wrote: »

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!
:money:

Hello! :wave:

Monday again! Eurgh!

I was non-mse this weekend so I have to be extra good this week!

List:
[STRIKE]Check bank + cc[/STRIKE]
[STRIKE]Update app with weekends spends[/STRIKE]
[STRIKE]Lunch from home[/STRIKE]
Drink lots of water - haven't actually drunk any!! Not good!!
Post phone to recycling company
Post back bf present to amazon

X

Today's been busy! Only just got out of work... So worked 2 extra hours today and they don't pay overtime... But it's all good as I'm going for a role at work that pays more and is exactly what I want to do! Hopefully all this hard work will help towards me getting it!

Didn't have time to go to post office so will see if my mum can go tomorrow as I think tomorrow will be just as busy for me! :-/

Although busy= no spending