Gambling affect Mortgage Application?

Wh05apk

aaron13 wrote: »

Thanks for the advice Gentoo365. I have no loans or credit cards etc but understand that underwriters may see myself as a bigger risk compared to others so best I just clean up the statements for a while l. Seems like I need at least 3-6 months clean before applying? which is fine.

Some ppl have said I could change banks and then apply for a mortgage with them so I will only have that bank statement history and they can't see mypast gambling? would that be a gd idea?

Having gambling on your statements will make no difference, changing banks will have a far more detrimental effect.

TastyTeeth

Wh05apk wrote: »

Having gambling on your statements will make no difference, changing banks will have a far more detrimental effect.

Even if you change bank to the one you intend on getting a mortgage from?

aaron13

Wh05apk...I thought that but thanks for confirming. So i'm better of sticking with my bank, not gambling for a year and I should be all good? Providing my credit rating is gd etc et

Wh05apk

aaron13 wrote: »

Wh05apk...I thought that but thanks for confirming. So i'm better of sticking with my bank, not gambling for a year and I should be all good? Providing my credit rating is gd etc et

Forget the gambling, it's not am issue.