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befuddled
jodiearnison
Posts: 1 Newbie
Hi
Im a 32 yr old looking to improve my credit, but im terribly confused. Firstly i was hoping to buy a new car, im in the process of saving up to 2000 pounds or more (within the next 6 months) , knowing ive never really had the greatest of credit rating i went to credit check and retrieved the info i needed.
Firstly i have a ccj that was issued 09/08/2006 for 220 (i have no idea what this is and have tried many a way to find out with no luck)
secondly i unfortunately lost my house (repossessed) back in 2006 luckily for all involoved the house was sold and i actually got some money back from this, but when i look on my credit report even tho this says satisfied it also says default every month, this default was satisfied in 31/07/2007 so why is it still there on my credit check? im completely confused and i cant see how i will ever get this rating up if what has been paid for, nearly six years ago is still on there arggghhhh
I have 3 mobile phones, I have a credit card, I have 2 catalogues, all paid every month and my rating is 528 none of this makes sense to me
any response or hep would be a appreciated thankyou xx
Im a 32 yr old looking to improve my credit, but im terribly confused. Firstly i was hoping to buy a new car, im in the process of saving up to 2000 pounds or more (within the next 6 months) , knowing ive never really had the greatest of credit rating i went to credit check and retrieved the info i needed.
Firstly i have a ccj that was issued 09/08/2006 for 220 (i have no idea what this is and have tried many a way to find out with no luck)
secondly i unfortunately lost my house (repossessed) back in 2006 luckily for all involoved the house was sold and i actually got some money back from this, but when i look on my credit report even tho this says satisfied it also says default every month, this default was satisfied in 31/07/2007 so why is it still there on my credit check? im completely confused and i cant see how i will ever get this rating up if what has been paid for, nearly six years ago is still on there arggghhhh
I have 3 mobile phones, I have a credit card, I have 2 catalogues, all paid every month and my rating is 528 none of this makes sense to me
any response or hep would be a appreciated thankyou xx
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