I'm an idiot

kazwookie

Instead of buying stuff, have a look on freecycle for household items.

Toomuchdebt

Yes I have a water meter.I pay 10 a week on it.

Polmop

You are not a worthless loser and please dont think you are. It takes a lot to post a soa, (I certainly wouldnt) and admit you need help.
Good Luck

cutestkids

The thing that stands out for me is £112.00 a month for the Cambridge diet, this is really not neccssary to lose weight you need a healthy fresh diet and exercise.

You will be much more likely to keep the weight off in the long term as well to be honest, even if it added say £50.00 to your grocery bill every month it would still free up £60.00 towards debts and you would be healthier with it.

Toomuchdebt

cutestkids this is a diet recommended by my doctor as I have insulin issues(not diabetic) and am morbidly obese, so he wants me to stay on this and have various tests. This is the only diet that has ever worked for me and he thinks it's due to carbohydrate sensitivity. Also my blood pressure was sky high(180/118) and although I am on medication it's not reduced it below 150/95, so again I need to lose weight as quickly as possible until the blood pressure goes down as I can't have a higher dose of tablets. It's no fun not being able to eat trust me.

pinkpixie_2

Toomuchdebt wrote: »

Or should I work full time and put my youngest 2 into childcare and the older ones into after school club and end up on 800 a month and not able to afford food???????????

I work full time, put my children into childcare and have £800 left a month. I get no benefits. We are frugal. What is wrong with that???

I'm not having a go, but your worst case scenario is my reality, and I manage...? I think that the standards that people 'expect' to have is sometimes what is wrong in the first place.

savingmummy

Do you have PCOS? sounds like you do by your PP.
I have this and have found metformin and a low carb diet works very well cheaper then faddy diets too.

Toomuchdebt

pink pixie do you have 6 kids?A partner?

savingmummy-no I don't have pcos.The doc is a bit confused to say the least. I do have a lump on my thyroid which is being looked at next week.Thyroid tests all come back normal.Very strange.

HappyMJ

kazwookie wrote: »

Do you have a water meter?

Toomuchdebt wrote: »

Yes I have a water meter.I pay 10 a week on it.

And for a household of 7 is very cheap...Most people use about 1,000 litres per person per week. At £2 per cubic metre your bill plus £50 a year of standing charges your bill should be at least £15 per week. Well done for keeping your water usage low.

Personally I think the grocery figure is low too. Most people spend £25 per person per week. At 7 people that would be £750 per month and you spend £512 (groceries and diet plan) which is also quite good. So another well done from me too.

pinkpixie_2

No I don't have 6 kids. I'd love 6 kids, but I know that I can't afford it, so I stopped at the 2 I could 'afford' while wishing I could have had more.

We're not having a holiday this year. I don't have nice jewellery or anything like that. What I do have is a university education and I have worked (hard) for 14 years. Yet I earn less in salary than you get in benefits. I have less disposable income than you (more of a shortage than an extra 4 kids could account for).

Surely you can see why people can be annoyed at this?!?! I'm not saying you're claiming more than you're entitled to, but there are those of us who choose to work even though we're worse off as a result, and who support others through their taxes. There IS something wrong in that, so don't have a pop at me. I was simply pointing out that your disposable income after working would not be dissimilar to many other people and £45k on benefits is very very very unfair on others.