aiming to be debt free by 40 :)

lynnsey30

the giving up smoking is going badly:( however the 1% challenge is doing well 1.1% cleared in July hopefully will do better in both in august
debts at beginning of august are
Park £155
Mum £906.51
Managed Loan £7605.35
Provident £688.01
Capital 1 £192.41
Granite £489.86
Aktiv Kapital £536.60
Total £10573.74 1% target £105.74

lynnsey30

well this month I am hoping to clear over £200 after interest off my total sounds like a lot but i will give it my best shot started the ball rolling with £20 worth of payments today

lynnsey30

fallen off the payment wagon this week feeling preety rubbish about it all BUT get a payment tomorrow so am going to pick myself up dust myself off and get back on track

lynnsey30

had a better week this week not paid as much as i would have liked but never mind still got 2 weeks til the next 1% update so will try really hard to throw as much as possible at those weights around my neck on the up side only £130 until most of xmas is paid for plus the xmas food card is slowly going up already have £23 saved on it

lynnsey30

rubbish rubbish day debt has gone up by over £3800! updating totals tomorrow too tired to even think about debt busting right now

lynnsey30

ok couldnt wait til tomorrow to start number crunching so here are the revised figures, will post 1% challenge figures at the end of August, starting from scratch i think
Park £130
Mum £911.51
Managed Loan £7676.22
AK £536.60
Provident £688.01
EQD £3846.41
Capital 1 £189.47
Granite £471.12
Total £14,449.34

lynnsey30

right i have decided i will keep my 1% figures this month and then add the new debt in at the end of this month so still need to clear £105 this month

lynnsey30

well the good news is EQD have accepted the payment plan so although it will take a long time to clear it aat least its aanother debt im dealing with the bad news is i have fallen behind my hopeful monthly payments so after this very expensive bank holiday weekend (meal for eldests gcse results and uniform buying) i shall have to start paying things off with a vengence, suppose after this month is over i wont need to spend much over my normal bills so should get back on track fairly quickly

lynnsey30

well here are the totals for the month had a huge huge spend month plus the extra debt so deep breath and here goes
Park £120
Mum £891.51
Managed Loan £7566.22
AK £526.60
Provident £688.01
C1 £189.47
Gc £950
Eqd £3836.41
the only bit of good news is i managed my 1% challenge again with 1.3% taking the overall % to 2.4%. next months 1% is £143.59!!

lynnsey30

well i'm back after many months without a laptop iv finally bitten the bullet and bought 1 so new year new start here goes
C1 £187.19
GC £1593.57
AK £461.60
PDCS £447.34
Prov £633.01
HSBC £7401.12
EQD £3771.41
Mum £665.51