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How do you get out of this mess

This is my first time on the forums, don't really know what to say, i think i am just realizing how in debt we are, can't sleep feel shaky everytime a car goes past or there is a knock on the door, still can't get to that final stage af fully admitting that we are in a mess.

Does anyone out there have any advice

Comments

  • ifstar
    ifstar Posts: 489 Forumite
    Part of the Furniture 100 Posts
    http://forums.moneysavingexpert.com/showthread.html?t=107280

    Follow the above links and post up your SOA, from there people will be able to give you advice on how you can save some money.

    The best thing is that you have realised there is a problem and are trying to deal with it rather than trying to ignore it. Once you have it all written done and in front of you, it makes it easier to plan what you are going to do.
  • SSB
    SSB Posts: 332 Forumite
    Part of the Furniture Combo Breaker
    Hi:hello:

    Welcome to the site. If you read posts other people have sent, you soon realise that all sorts of individuals participate here. We are here to offer support, not to judge you and all situations are covered. You are not the only one who feels lonely, confused and stuck. Post your SOA, once there is a clear plan of action you will feel more optimistic and in control.

    All the best.
    SSB :D
  • daysieblue
    daysieblue Posts: 406 Forumite
    Congratualtions :) Being here is the first step, and that can often be the hardest.

    Just like the others have said, post an SOA, and then others with more knowledge than me can help.

    db xx
    Official DFW Nerd Club - Member no. 360
    Thrilled to be member 21 of the "DMP mutal support club" LBM - 21.03.05
    Proud To Be Dealing With My Debts :T

    Trying SO hard to be O/S ;)
  • amani_2
    amani_2 Posts: 604 Forumite
    I also want to say welcome and as the others said post your SOA.
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    Look at this thread. Moozie was scared to begin with and now she's a site stalwart and according to her signature is looking forward to being debt free later this year.

    http://forums.moneysavingexpert.com/showthread.html?t=154168&highlight=scared
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • Welcome mm you will get great advice here!
    Aly x
    Official DMP Mutual Support Club Member No 30
  • Hi Morris & welcome to the site.

    We're all anonymous so you can tell us anything & don't be worried about being judged. The reason for getting into debt doesn't matter, this sites all about getting out of debt not how you got into it.
  • anniestar
    anniestar Posts: 2,600 Forumite
    Welcome like the op's have said just comming on here is a HUGE step. You will get advice, frendship and support on here. You are not on your own on this.
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
  • clarab_3
    clarab_3 Posts: 691 Forumite
    welcome! you can tell us as much or as little as you like - we dont know you and we wont judge... promise!

    We've all been there, 3 months ago I was close to losing my home and couldnt sleep. What a difference it makes to get a good nights sleep!
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