Friday 13th July - What small DFW things will you do?!?

bt1

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!
:money:



Morning! Happy Friday!!! :wave:

List for today

• Check bank
• Check cc
• PAD
• Update app
• Call vanquis
• Lunch- out with work
• 2l of water
• Print ACCA notes
• Send off phone to recycling people!

determined_new_ms

Morning bt, thanks for starting us off and I second Hurrah for friday!!!! :j has been such a full on week at work and I am exhausted! The good thing about there being so much to do is today will speed by :T

My things for the day:

• checked banking
• no vsp today as haven't spend any debit card payments since last week!
• all meals from stores
• have wrote a teenie list for the supermarket
• Mrs Flylady tonight
• check onepoll & swagbucks
• ebay something? Not sure if I can be ar5ed!
• LSD just things on the list (its amazing when I don't have any cash to spend how little I can live on!)
• go get watch battery changed in prep of selling...
• gym after work - have been inspired by NTBY's post yesterday!
• stick to diet - have managed for 3 days now!

Ok that's me, better scoot! x

Lost_and_nervous

Good morning everyone, I am back to try again. Hopefully I will be a little more successful than I have been, anyway hope your all ok...

Todays list..

-replant one of my veg pots as has grown well (I am doing veg in pots for me and DD, lots of fun)
- post ebay parcels
- take a couple of bits back which were bought for DD and exchange for more practical things which will last her size wise.
- stick to diet
- meals from stores
- clean the bathroom and dye my hair with the £1 hair dye from £shop.
- list 3 items on ebay
- make some cakes for the weekend from scratch

Have a good day everyone:T

little_pink_purse

Afternoon everyone

iam being lazy today iam still in my bed lol

so iam hoping for a nsd cant spend much in bed lol

todays todo

check banking
check menu think very little needed
clean house its very dirty
iron
and smile lol

have a great friday the 13th xxxxxxxlppxxxxxxx

Nottoobadyet

Goodness the thread was no where to be found! Where is everyone?

Thanks for starting us, BT1!
DNMS - enjoy the gym. I have been amazed at what the weight training is doing to me - my bum isnt much smaller but its an almost entirely different shape!
Happy gardening, L&N.

Living in suspense here as my boss is negotiating with his higher ups to see what he can offer me to stay. Im strongly leaning towards that option, though the big bucks regional option is still on the cards. Eek eek, full of eek!

Mum is coming for a visit starting tonight and we'll be going away for the weekend, so will have some down time to make a decision.

To do today -

- Bike everywhere (there are rumours of a price rise and people are panic buying - I had to try about 8 petrol stations before I found one that wasnt completely dry)
- double check bookings for weekend in Jinja
- book taxi to airport (not very MSE but no other way at night)
- let roomie make tea
- withdraw some cash for taxi fare etc
- do a bit more work on consulting job

Thats it for today, big hugs to everyone.

his_missus

Not a very DFW start to the day for me today

£4 = had to catch bus to work as DH is away

£1.89 = bought breakfast out as DH failed to informed me he'd eaten all the bread out of the freezer before he went away on Wed. I didn't bother buying fresh milk yest to save money so couldn't have cereal.

DH is back this eve and wants to meet up for a drink (like we used to do before we started working together) after I finish work but he's paying

£1.23 = kfc-style chicken for tea (73p - yellow stickered from C0-0p) and half a bag of frozen chips (50p) found lurking in the back of the freezer

Lunch was last night's leftovers

Have a good day all xxx

Sharon87

Today:

Posted SOA on here, calculated just how much debt I'm in.

Posted spare gig ticket that I sold on ebay

cashed in £30 worth of coins

Added to my spending diary

Had a very cheap but filling lunch costing about 65p (jacket potato with beans and cheese).

Walked back from job centre after signing off (yay!)

And at 2am this morning made some pennies by doing music reviews online

kjp

Hi all,

Running late this morning and been stacked out all day so first chance to check in! Hope everyone's well and thanks BT1 for starting us off!

Today I have/will:
Check banks
Check CCs
Work out how much OH owes me for CC
Check TCB
Check Ebay sales
Work hard!
Start sorting through pile of clothes to sort out what I want to keep, donate, throw in preparation for purchase of new shelving tomorrow - spend at least 15 mins
NSD

Think that's it... Off to start sorting now!

Kxx

La_escocesa

Hi everyone :hello:

Here's me:
- Few surveys
- Started MS
- Trying to offset the cost of doing our bedroom up - get my bonus next month which should solve the carpet and paint and maybe a wardrobe... Need to get selling...

Checked ebay for sales finishing tomorrow - no bids yet

Catch up later xx

happytails

Today I have/will do:

Sort clothes out for baby I was given today - done
Update profile on valued opinions - done
Cheap lunch of pasta and sauce - done
Been more conscious above leaving lights on etc - done/doing
Get essentials in from supermarket (milk, cheese, bacon and marmalade )
Paid my friend £10 for 10 kids DVDs to entertain the kids on days where my spd is bad and I can't move (stupid pregnancy)
Need to parcel up eBay sales and transfer 50% earnings to my bank.
Need to relist eBay things that didn't sell and add a few more.
Maybe do some sewing (either baby present I'm working on or husbands broken shorts! If I can be bothered.
Check out fivesquids

Sarah xx