Ammeretto's journey to no more worries

Ammeretto

Woo hoo
For the first time in possibly 6 years or more we have finished the month with our bank account in credit. :j Not just a little bit wither but a nice sum of £325.09 :j
This sum is now winging its way across to OH card 1
:j:j:j:j:j:j:j:j there are not enough of these to show how happy i am at that:j:j:j a few more for good measure
Off to a comprehensive school this evening to look around. DS1 is only in yr 5 at the mo. Also have another school to look at on Wed.

katieandlee

That's great, such an achievement!:j Well done :T xx

Ammeretto

Thank you katieandlee

well good news is that OH work arranged for the underpayment to be paid urgently so that is now in the bank

Update of debt as at 30.09.12

Debt Balance at 30.09.12
My Cat £381.95
OH Card 1 £3,348.13
My Card 1 £3,910.00
OH Card 2 £4,895.00
My Card 2 £1,636.00
OH Card 3 £1,900.00
O/D £0.00 :T:T:T:T:T:T
Loan £13,441.43

Total debt now £29,530.51
of which
£16,089.08 is C/C debt

Thats a £1,499.14 reduction overall and £836.09 on the credit cards.

Ammeretto

So aims for October are:
To clear 10% of overall debt - total needs to be below £27,926.68
and to get c/c debt under £14k

I will pay off £1k on monday to OH card 1 and hopefully another £500 - £600 at the end of the month.

Ammeretto

Plan on having a lazy day today.
and a NSD also as i dont plan on leaving the house

I have just built a fort for the kids in the living room and they are happily playing in there.
I will provide a picnic lunch for them to eat in there also.
That should keep them occupied and quiet for a few hours

I am going to browse the diaries and then do some studying

Ammeretto

Shattered today.

Busy in work with month end stuff.

Should have been a NSD today but silly me forgot to take my coffee in with me. I can't cope without coffee (i normally take in a little jar of coffee and have some sweeteners in work and just take in a little milk. Very MSE), so i ended up buying 3 cups £1.22 in total

Tomorrow wont be a NSD either as I need to pick up wrapping paper to wrap up DS2 birthday pressie.

Today i made a payment of £1350 to OH card 1. balance is now below £2k :j
and i should be able to pay off a little more at the end of the month if nothing major comes along.