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ING Direct - rate up!

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Just noticed - up to 5.39% (5.5%APR). Had to happen didn't it!!

Comments

  • ---lee---
    ---lee--- Posts: 921 Forumite
    Well spotted. I'm in the middle of applying. IMHO it's still a good deal especially without tie ins but it's less appealing than it was yesterday…

    EDIT: Not sure if I should thank you for that one or not – I don’t suppose you were personally responsible for the increase though :)
  • Jeannine
    Jeannine Posts: 342 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well, not me personally!! I'm in the middle of applying as well and everything seems to have gone quiet for the last two weeks - just waiting for the completion date now I think, which I hope will be at the end of March, when my current deal with the Coventry ends. Have to say that I've been impressed with the service so far...and I knew that the rate had to rise at some point. Will there be another I wonder?:rolleyes:
  • hw456
    hw456 Posts: 14 Forumite
    Hi Jeannine

    I was a bit gutted to see this rise I must admit. Although it was on the cards, I was hoping they might keep it at 5.15 to get the customers through the door. I am just in the middle of moving over to them. They have just rec'd my redemption statement - how long did it take from then for you to get the official mortgage offer? Just wondering how long it will take really. I have also been very impressed with their service so far too....
  • Jeannine
    Jeannine Posts: 342 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi there,

    I was sent the mortgage offer on 6th March and the redemption figure was received on 7th March - so the other way round. I returned the signed mortgage deed immediately, but since then all has gone quiet (possibly because I don't want to complete before 1st April).

    Even with the rate rise ING are still very competitive I think...and remember - no tie ins etc.:easter_ba
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