Debt mangement plans

Depth_Charge

Hi JJ

Some good posts & information on this thread

Just to add there is also the option of doing your own Debt Management Plan

The OFT Guidelines on debt collection apply just as much if you go it alone.

A couple of the free charity Assisted Self Help systems below from the CAB & Cashflow to give you some idea (both award winners I understand) -

http://mymoney.nedcab.org.uk/moneyadvice/

http://mymoney.nedcab.org.uk/moneyadvice/dmptour.asp (example plan)

http://www.cashflow.uk.net/

Always best to have taken full advice on all options and not everybody is suited to going it alone with a DMP

Dani1980

Time to face the music - I am not in enough debt for Payplan and CCCS to even entertain me unfortunately, believe me i've tried

Tixy- I know DMP's effect credit rating, i was just pointing out that in 5 months mine hasnt been effected.. so far

jjex - i will private message you what im paying and what my total debts were...

xxx