We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgages and IVA's
Options
Comments
-
Actually, the OP said he is in Scotland, so exchange is done pretty much as soon as the offer is accepted. Exchange and completion can't be done on the same day.Do you not know that a man is not dead while his name is still spoken?
― Sir Terry Pratchett, 1948-20150 -
Angry_Bear wrote: »Actually, the OP said he is in Scotland, so exchange is done pretty much as soon as the offer is accepted. Exchange and completion can't be done on the same day.
Good spot - did not notice Scotland as was already typing about the exchange and no mortgage offer...I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Wifeofjock wrote: »Are there any companies out there who provide mortgages for people who have had an IVA? We have been free for a year now and went for a mortgage with Lloyds everything was fine and contracts concluded. Mortgage then went to underwriter and was declined as we have not been clear of IVA for 2 years.
So 2 years clear of an IVA and Lloyds TSB will accept you. I know it wont help you but that's worth knowing, thank you :-)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards