why does noddle show more than equifax?

smi85

i have been going off my equifax file for following my creditworthiness and out of interest signed up to noddle. I was shocked to find more on my credit file than equifax does?

A CCJ dropped off my equifax file last year yet it still lists on noddle? There are also 2 other small debts which I had totally forgot about but are over 6 years old, which equifax doesn't list?

Can I assume noddle is out of date, or should I be worried?

Tixy

Its not unusual for people to find more on one of the 3 agencys than the others, just depending on which companies they have credit agreements with.

What was the original date of the CCJ? Assuming its more than 6years since the original judgement then it should have been removed. Is it the CCJ that appears on noddle rather than the original credit account entry? If so you need to write to noddle to query it (or use their online form).

When you say the debts are over 6years old - what dates appear on noddle? are they shown as defaulted debts? and if so what are the default dates?

Considering the issues you have, particularly with the CCJ still showing I'd also get a copy of your experian report if you haven't done so recently.